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Important Information for those Removing a Car from their Insurance

                        In an effort to continue to educate each client we serve, we thought it was important to remind everyone about the rules in NY State when it comes to adding or removing a car from your insurance.   Removing a Car from your Policy It is important to...

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2017-12-21
By: Advocate Brokerage

Is It Time….for an Insurance Review?

Another year is coming to an end and as your thoughts shift toward celebrating the holidays, winding down the year and making plans for 2018 to be a year filled with success, we wanted to share this… The more your insurance agent knows about their clients, the better they can serve you. At Advocate Brokerage it is important for us...

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2017-12-14
By: Advocate Brokerage

The Rising Cost of Personal Auto Insurance

In a world where you hear at least once a day how you can save up to 15% on your car insurance, you may find yourself wondering… Are my auto insurance premiums too high? The cost of personal auto insurance is on the rise industry wide and we know there are many who are concerned about the costs. In this...

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2017-10-27
By: Advocate Brokerage

The Real Cost of a Moving Violation

There is nothing quite like the stress of seeing blue and red lights flashing in your rear view mirror.  Being pulled over is certainly no picnic and unfortunately the fun usually doesn’t stop there.  Unless you are lucky enough to be a let off with a warning it is often once you have a ticket in your hand that one...

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2017-10-23
By: Advocate Brokerage

Insuring your Computer on Wheels

  Technology is progressing every day in an attempt to make our lives easier, faster and safer. As it makes its way into every aspect of our lives there is sometimes a trade-off that come with progress.  One of those trade-offs occurs in the automotive industry.  Today’s luxury cars are basically computers on wheels and unfortunately that means that the...

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2017-06-15
By: Advocate Brokerage

It’s the end of 2016. Does your insurance agent know everything they need to know?

2016 has come to an end and as we shift our focus to planning for 2017 we had an important thought we wanted to share… The more we know about our clients, the better we can do our job. Advocate Brokerage has always taken pride in the relationships we have established with our customers.  However, let’s be realistic, life is...

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2016-12-23
By: Advocate Brokerage

Important Insurance Information for people who like to drive really nice cars!

For our client’s who like to drive really nice cars, it should come as no surprise that we often recommend one of our elite carriers as the insurer of choice. Many policyholders assume all auto carriers are equal and as a result, they are unwilling to pay for a more expensive auto policy. While we respect that, we wanted to...

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2016-11-04
By: Advocate Brokerage

Real example from the life of an insurance professional – Insuring Really Nice Cars

By Denise Koslowsky   Advocate Brokerage has been specializing in the needs of affluent individuals for as long as I can remember.  A preponderance of our clients live in beautiful homes and drive luxury cars.  To be clear, the staff at Advocate Brokerage is not snobbish, and our clients span the socio-economic spectrum from post graduates to senior citizens.  When it...

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2016-09-26
By: Denise Koslowsky

Are Acts of God Covered?

Once again Roz Binday has written an informative blog to share her thoughts on an often asked insurance question….Are acts of God covered by my policy? Are Acts of God Covered? By Roz Binday   Your Home Insurance Policy People often believe that acts of God are not covered by insurance. While floods and earthquakes are standard coverage exclusions on a...

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2016-05-10
By: Advocate Brokerage

Life with Teens – When it comes to teen driving, parents need to get involved!

We were inspired (if not a bit frightened) by a recent New York Times Article about teenage drivers. So inspired in fact, that we have decided to dedicate our next blog to the topic! So if you are living with teenagers, we would encourage you to take some time to review the information below and if you have any questions,...

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2016-03-30
By: Advocate Brokerage

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