Rain, Rain Go Away! Flood Insurance Facts.

The summer of 2018 is proving to be a very, wet summer. The national rainfall average is higher than normal and when adding in factors such as climate change and an increase in urban development, the risk for flooding increases. It also means that there are potentially millions of Americans who are at risk for flooding and currently have no...

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2018-08-27
By: Advocate Brokerage

Flood Insurance – No longer an exclusive product for coastal property owners

  In a recent article on Property Casualty 360 that we shared on our facebook page a study by the University of Bristol revealed that the risk for flooding is higher than the current FEMA modeling shows. The study estimates that 41 million Americans are at risk from flooding rivers. That is almost 3 times the current estimate and does...

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2018-03-27
By: Advocate Brokerage

Making Sense of Flood Insurance

    Making Sense of Flood Insurance Since late August our country has been dealing with the very real devastation of not one but two hurricanes.  With Hurricane Harvey, homes in Houston, never before affected by floods, were devastated leaving people with thousands of dollars of damage and no protection from insurance.  Hurricane Irma virtually destroyed the Florida Keys and...

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2017-09-21
By: Advocate Brokerage

You, the Environment & Flood Insurance

Recent summer storms have showered a deluge of rain across our area.  We’ve seen flooding in New Jersey and I would guess that few of us were surprised.  The prevailing feeling still exists, flooding happens in coastal areas…not here. The truth is this:  floods can happen anywhere. Now add to that truth with the fact that our weather has been...

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2016-08-08
By: Advocate Brokerage

100-YEAR FLOODS DON’T NECESSARILY TAKE 100 YEARS TO RECUR

We talked about flood insurance at the beginning of the month but since it is a topic we find so important, we are going to talk about it once more! For this week’s blog Roz Binday wanted to share her thoughts. 100-YEAR FLOODS DON’T NECESSARILY TAKE 100 YEARS TO RECUR By Roz Binday Some say that Hurricane Sandy which occurred...

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2016-05-05
By: Advocate Brokerage

Floods: How they affect you and how your Advocate can help!

Spring is here and that means we are ushering in the rainy season. While our weather this year has been anything but typical, we still thought April is a good time to talk about floods. The belief that flooding only occurs only in coastal areas is a myth that can no longer be believed. There are many reasons floods occur....

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2016-04-12
By: Advocate Brokerage

The Truth About Flooding

  You hear a lot about flooding and flood insurance yet even with all the noise, it’s still easy to think, “I don’t live in a flood zone, it can’t happen to me.” But the truth is, it can.  Floods can happen anywhere. They are not planned. In fact there isn’t a state in the union that has NOT reported...

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2015-03-26
By: Denise Koslowsky

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