Weather patterns have been quite unpredictable in recent years. It seems storms are happening more frequently and abnormal weather occurrences are becoming more normal every year.  We are currently in the middle of hurricane season and we all know that unexpected power outage can cause a variety of problems for homeowners.  When it comes to weathering a storm with minimal...

There is nothing quite like enjoying some outdoor time around a fire pit with your family and friends!  We LOVE fire pits and want our Advocate friends that agree to be able to enjoy their time safely.  Below are our thoughts. Advocate’s Thoughts For Fire Pit Safety Location, Location, Location.  Where your fire pit is located is perhaps the most...

With the stay at home orders that have been in place since March, it may seem like we are in the middle of an endless summer.  With our traditional summer lasting through Labor Day, we wanted to be sure we shared information about a few of the risks hidden in plain sight…right in your own backyard. Pools When it comes...

June 1st marks the official start of Hurricane Season which runs through November 30th. Each year the National Weather Service makes predictions for what we can expect in the season ahead and this year was no exception. A look to the year ahead The current outlook foresees a busy season for us with above-normal activity likely.  The average season produces...

With Spring Break on the horizon and summer travel in the near future, those who own a property they rent as an Airbnb need to be informed about their insurance liability. That is where we come in! As your insurance expert, we want to make sure you understand the coverage you currently have and what you can do to protect...

Spring is almost here bringing with it warmer weather and blooming flowers.  While we are all excited about the beauty that Spring is going to bring, we want to help you prevent any homeowners insurance claims that may be in your future and the best way to do that is to add a few items to your spring cleaning check...

If you have a love for jewelry or if you have inherited a collection of pieces from a beloved family member, it is important that you get an appraisal.  Appraisals can help you understand the worth of your valuables.  Knowing how much your jewelry is worth can help you make smart decisions regarding their safety. How To Choose An Appraiser...

When media began their coverage of the devastating apartment building fire that occurred earlier this month in NYC, there was a pretty consistent theme.  FDNY revealed that one of the reasons this particular fire spread so quickly is that when the victims were attempting to escape the blaze, they passed out before closing the door behind them.  Their plea was...

When there are freezing temperatures in the forecast we always like to remind our friends and family about a very real danger every home faces. Burst pipes. Water is your home’s worst enemy and we want to help you prevent water leaks than can come from a burst pipe.  In fact, it’s the #1 homeowners insurance claim we see. Many...

We know how busy life is.  You have too many obligations and not enough spaces open on your calendar to fit them all in.  You know you need insurance and you’ve heard about these great online companies that offer low rates and best of all, you can shop and obtain the homeowner's insurance you need without leaving home.  You think...