Between January 1, 2018 and January 18, 2018, 221 people in the US died as a result of a fire at home.  That is an increase of 60% over 2017.  Statistics show that the cold weather makes people spend more time indoors and more time spent indoors naturally increases the instance of home fires. The good news is that...

When the weather is freezing cold, the pipes in your home face the very real danger of freezing.  The #1 homeowner claim we see is property damage that has been created by a burst pipe.  The losses can be devastating, even a small crack can create a sizable amount of damage. Water is your home’s worst enemy.  It flows where...

To say it has been cold is an understatement.  With temperatures falling below 32 degrees for the last week of December and looking to remain there the entire first week of January, it’s been the kind of weather that urges us to stay inside with a hot cup of coffee.  Looking ahead to the forecast for the rest of the...

Another year is coming to an end and as your thoughts shift toward celebrating the holidays, winding down the year and making plans for 2018 to be a year filled with success, we wanted to share this… The more your insurance agent knows about their clients, the better they can serve you. At Advocate Brokerage it is important for us...

Buckle your seatbelts, it’s about to get a bumpy.  The holiday season is upon us and for most of us it’s the busiest time of year. It’s easy to get caught up in the hustle and bustle and over look some of the common hazards that can dampen your holiday spirit. Let this blog serve as a quick reminder to...

2016 has come to an end and as we shift our focus to planning for 2017 we had an important thought we wanted to share… The more we know about our clients, the better we can do our job. Advocate Brokerage has always taken pride in the relationships we have established with our customers.  However, let’s be realistic, life is...

  Each October the National Fire Protection Association sets aside the month to promote fire safety. This year’s theme once again focuses on Smoke Detectors. 40% of fire deaths occur in homes with no smoke detectors! That alarming statistic is a key reason that for the past 3 years the NFPA has focused their theme on Smoke Detectors.  This year’s...

With Hurricane Matthew heading toward the East Coast, Advocate Brokerage wants to offer the following tips to help you prepare as much as possible and recover as quickly as possible. First and foremost, safety first!  If you have been asked to evacuate, please do!  Do not attempt to ride out this storm; it is looking like it will be a...

Once again Roz Binday has written an informative blog to share her thoughts on an often asked insurance question….Are acts of God covered by my policy? Are Acts of God Covered? By Roz Binday   Your Home Insurance Policy People often believe that acts of God are not covered by insurance. While floods and earthquakes are standard coverage exclusions on a...