If you or someone you love has a passion for jewelry, then Valentine’s Day is the perfect day to give an awesome gift.  We hope you find the following information helpful when it comes to protecting coverage for your Treasured Belongings. Beware of Gaps A homeowner’s policy will offer very limited coverage for personal property like jewelry in the...

By Denise Koslowsky Water is your home’s #1 enemy. It flows wherever it wants to flow leaving thousands of dollars of damage in its wake. In fact, water is 10 times more likely to result in a home insurance claim than fire. The losses created by a burst pipe are devastating but even a small crack in a pipe can...

Cold weather increases the likelihood of home fires. When it is cold outside people tend to spend more time inside and that means the instance of home fires increases. There are more than 360,000 home structure fires each year which equates to between $6 – 8 billion dollars in damage. What can you do to protect your home? Honestly, a...

  Last week we shared an article discussing toys that are dangerous for kids, so this week we thought we would focus on dangers another beloved family member could face during the holiday season.  We know you love your pets (we do too) so we wanted to offer some information that could help you keep them safe!   Below are...

Gift giving abounds at this time of year and Grandparents, Aunts, Uncles as well as Mom & Dad are searching for gifts that bring joy to the faces of the kids they love.  Unfortunately that perfect toy you just brought home might pose a potential danger. Our friends at Property Casualty 360 have put out a great list of toys...

  A secondary home that provides a place for your family to get away is often a dream come true.  Unfortunately, because a home that you don’t live in year round is more vulnerable than your primary residence, that dream home can incur substantial damage.  While both fire and water pose a threat to your home, damage from water is...

    Even with that dip in temperature a few weeks ago the weather has been on the mild side.  We want your home and auto to be prepared when winter finally decides to stick around for a while.  Below are a few important tips for making your home and car winter ready so that you and your loved ones...

For our client’s who like to drive really nice cars, it should come as no surprise that we often recommend one of our elite carriers as the insurer of choice. Many policyholders assume all auto carriers are equal and as a result, they are unwilling to pay for a more expensive auto policy. While we respect that, we wanted to...

If you have teenagers in your home, you may view Halloween as a time of year to get through as opposed to a night to enjoy. Teens want to have fun with their friends and on Halloween especially, they can get into all sorts of mischief!  From acts of vandalism to distracted driving to fun that involves alcohol, the lists...

For some Halloween is a night for perfect for having fun with friends.  For others it is a fright filled night that opens up your family and your property to risks.  Insurance claims increase around this time of year so we thought we would cover some of the types of claims we often see and offer some tips to help...