Many of you have reached out to us asking about the provisions and premium credits our carriers are offering during this unprecedented time.  We immediately made inquiries to all our carriers and are happy to share the steps they are taking which include: Pausing cancellations due to nonpayment Waiving late fees Waiving auto insurance restrictions on policyholders now performing delivery...

Dear Valued Advocate Customer, We hope that this finds you, your family, your staff and friends safe and healthy during these difficult times. If you are experiencing financial hardship as a result of the COVID‐19 pandemic and are unable to pay your insurance premiums, help may be available. This also applies if you are a small business that is: resident in...

We are here for our clients, during this challenging time.  We are dedicated to educating each client we serve and want to provide valuable information for our clients. With social distancing rules being enforced, all Department of Motor Vehicle Offices are currently closed.  Additionally, the DMV have made some extensions regarding the expiration dates of registrations.  There are however a...

Spring is a great time for businesses to take a look at how they are doing business and get ready for a brand new season.  We thought we would offer a few items to add to your to do list that may get your business ready for a season of growth! A Checklist For Business Owners: Perform an audit on...

Spring is almost here bringing with it warmer weather and blooming flowers.  While we are all excited about the beauty that Spring is going to bring, we want to help you prevent any homeowners insurance claims that may be in your future and the best way to do that is to add a few items to your spring cleaning check...

We love dogs!  For most of us, they are more than a pet; they are a member of your family.  While no one wants to think that their dog would ever do anyone harm, the reality is that dog bites are common.  There are an estimated 4.7 million dog bites each year in the US.  If you are a dog...

If you have a love for jewelry or if you have inherited a collection of pieces from a beloved family member, it is important that you get an appraisal.  Appraisals can help you understand the worth of your valuables.  Knowing how much your jewelry is worth can help you make smart decisions regarding their safety. How To Choose An Appraiser...

Since the beginning, Advocate Brokerage has focused on making the whole process of buying insurance a pleasurable one.  Our philosophy was simple; we figured that by spending time with people and getting to know them, we could hand pick the insurance solutions for their specific needs. Understanding Customers The more we know about our customers – the things that are...

There are definite advantages of having all your insurance policies listed with a single carrier.  The most obvious of course are the discounts for so called bundling.  It's true, carriers offer discounts when you have multiple lines listed with them, and that is a win for your budget but there are more reasons to insure with one carrier. A Single...

Would you be surprised to learn that your business is more likely to experience damage due to water than fire? Some common risks include: Any appliances that use water on the premises Any existing water supply lines Leaking boilers or water heater tanks High humidity levels on water supply lines Damaged pipes or hoses Plumbing leaks Flood Whether you own...