If you have a love for jewelry, it is important that you ask yourself some questions so that you can make smart decisions regarding your collection’s safety. Below are some questions your insurance advocate would like you to consider: Is your Current Coverage Adequate? If you are relying on your homeowner’s policy to protect jewelry that is lost, damaged or...

Insurance rates for Automobiles, Homes & Excess Liability have been on the rise for quite some time. We believe in providing as much information as possible to better educate our clients so that they can make informed decisions when it comes to their insurance. We do our best to share our expertise with you which is why we put together...

  One of our core values here at Advocate Brokerage is Educating Each Client We Serve. We strive to provide our clients with as much information as possible so that they are able to make better-informed decisions when it comes to their insurance. Our goal is to ensure that our clients have the most comprehensive coverage possible. Coverage that is...

As specialists in the world of Property & Casualty Insurance, we thought it might be helpful to share some information for those who are just starting their journey into independence. Below you will find a guide to the types of insurance that should consider when you are starting this new adventure called Adulthood. Welcome! Auto Insurance If you have a...

Once your child turns 18, in the eyes of the law they are legally an adult and in charge of their own life. The specifics of what that really means can sometimes take you by surprise and since we like educating each client we serve, we thought we would put together some information to help you prepare your teens for...

Important insurance information for homeowners in the Sunshine Hurricane state. Homeowners insurance in Florida has always been a bit of a calamity. There is a long history of dwindling homeowners’ insurance availability in the Sunshine State, and we’d like to take some time to offer some information as to what and why there is trouble in the insurance world in...

Summer is here and the heat and humidity it brings could mean trouble for your valuables, especially your fine art collection. Paintings and other works of art expand and contract in response to changes in temperature and humidity. Collectors will want to take steps to protect the fine art they love to collect. You Need Additional Insurance For Your Art...

Over the course of the last year, our blog has provided a lot of information regarding the rise of insurance rates. We’ve done our best to keep you up to date on the industry trends and offer tips to help keep your individual rates as low as possible. Our obsession with perfecting our client’s insurance coverage is one of the...

  Most conventional homeowner’s policies offer limited coverage for jewelry, and that limited coverage is subject to the policy deductible. For this reason, we recommend that valuable jewelry is covered under a Valuable Items Policy (also sometimes referred to as a Collections Policy or an Inland Marine Policy). There are two main types of jewelry coverage: Actual Cash Value allows...

Insurance rates have been on the rise for quite some time. Between the rise in natural disasters, the economy, and the impact of the COVID pandemic, there has been quite a shift in the insurance industry. We believe in educating our clients and always try to do our best to share our expertise with you. It’s important to us that...