By: Advocate Brokerage
In today’s economy, people are looking to save money in any way possible. There are a variety of ways to control insurance costs, especially in regard to automobile insurance and part-time drivers.
Do you have a son or daughter in college who drives only during vacation months? Are there multiple cars sitting around in your driveway getting limited use? If so, you should consider re-evaluating your auto insurance policy.
Insurance companies more and more are tailoring policies to the individual customer. Auto insurance rates typically depend on many factors, including the age of the driver and policy holder, vehicle make, driving record, etc.
But how and when a car is used also plays a big role in rating a policy. Some policies allow a specific vehicle to be added or removed up to four times within one year, allowing for lower payments when the car is not in use. This is a great option if your son or daughter drives only during specific periods, such as winter and summer breaks..
If this description fits you, we at Advocate Brokerage highly suggest you take a look at your policy and consider options that will help you save money.
Insurance companies offer discounts for a variety of scenarios; however, you may have to ask for them. That’s where an agent who knows you and your circumstances can be of great benefit.
If any of these options apply to you, and you want to make sure they are reflected in your policy, let us know, and we will work to get you the best rates for you and your family.
Post Written by DGI