By: Advocate Brokerage
By Rosalyn Binday
We’ve already had our first taste of slippery roads as the fall of 2013 moves toward winter. And we can guarantee that it will get worse before it gets better.
At Advocate Brokerage, we urge our clients and friends to take the time now to check their cars and make sure they have what they need to be safe in the coming storms.
First: Have your car serviced, making sure the cooling system is protected from freezing; that your washer fluid is full and your brakes are working; that your tires have enough and the correct kind of tread; and that all your lights and safety equipment are working, including those windshield wiper blades that need replacing.
Second: Keep a “survival kit” in the car that will help out if you get stuck in bad weather or if your car should break down. One friend who owns a home in New Mexico, where the distances are long and the winters can be fierce thanks to Santa Fe’s lofty 7,000 feet in altitude, keeps extra gloves and socks, a fleece blanket, a flashlight, a couple of bottles of water, some granola bars and containers of sand for extra traction. This advice also applies to our many friends who will be traveling to Vermont this winter.
Third: Be aware of the weather forecasts and ready for what is to come. Don’t drive if there’s a blizzard on the way, and adjust your speed and distance from other vehicles for any adverse conditions. Drive defensively – other drivers may not have your sense of caution.
Fender-benders increase substantially in the winter. If you should have an accident, remember to be calm, take care of any injuries first and worry about your car second. Photograph any damage with your smartphone, including a photo of the other driver’s license and insurance information.
Finally, we’ll be happy at Advocate Brokerage to review your policy for a winter tune-up. Good insurance when the cold winds blow is also good peace of mind.