The past two years have been blockbuster years for catastrophes in America. Climate change has led to an increase in the severity of storms and wildfires. The warming has triggered more than just changes in the earth’s atmosphere. It has led to increased insurance coverage rates and policy limitations. Never has it been more finite that there is an underinsurance...

By Denise Kosloswsky – Principal Personal Lines For as long as I can remember, I’ve watched my parents give back to causes within the community.  This philosophy of paying it forward has always been important, so much so that when they founded their company, it became a central part of the core beliefs of Advocate Brokerage. Personally, Jeff and I...

This summer I have come across two stories that have broken my heart as a mother.  On June 10th 2018, both Morgan Miller & Nicole Hughes suffered an unimaginable loss.  The stories are very similar and unfortunately all too common. On that day both of their children drowned. Morgan Miller, the wife of Olympic Skier Bode Miller describes enjoying a...

Advocate Brokerage loves the relationship we have with our business partners. We know how important it is to provide our customers with coverage that fits their needs and provides superior customer service. Every once in a while we receive confirmation that we are not the only ones who appreciate just how great our business partners are. Chubb was recently recognized...

Like you, I often hear in the news about the destruction caused by wildfires, hurricanes, and other natural disasters. Certainly, their threat to life and limb deserves the utmost attention. But they are second-rate players when it comes to property damage to high value homes. The real villain is waiting quietly in the pipes running through your home, in your...

We're proud to be a part of PRMA!  Denise co-facilitated a Roundtable for agency owners to celebrate its one year anniversary.  Check out the press release below for more information. LAS VEGAS, Nevada – The Private Risk Management Association (PRMA), a member-owned, not-for-profit association committed to the advancement and growth of the high net worth (HNW) risk management & insurance...