E-bikes are all the rage, and, on the surface, they seem like a fine (and modern) way to get kids outdoors. However, an electronic bike or scooter may not be the best gift for all kids and teens this holiday season. Here are a few things to keep in mind before bringing any powered vehicle into your home. The Risk...

Old Man Winter has arrived giving the cold shoulder to safety. But as a business owner, you can’t let the snow and ice put a freeze on your business. Today, we take a look at a few quick tips that can reduce weather-related threats that loom when temperatures drop below freezing. Review Your Insurance Coverage First things first: review your...

You know that you have to have homeowners' insurance, but do you know all there is to know about keeping your assets safe? Today, we take a look at the top five myths about homeowners' insurance. Myth # 1: Disaster Damage Is Always Covered Most homeowner insurance policies do cover common perils, such as fire, wind damage, and theft. However,...

Quick Tips on How to Ensure Seasonal Fire Safety for Your Luxury Home and Guests Today’s homes come with many unique features. When you own a high-end home or rental property, you assume the risks that come along with life’s little luxuries. Today, we’ll take a quick look at a few ways you can keep your home and those in...

Although your focus is likely on decking the halls, the end of the year is the perfect time to reassess your business insurance coverage. Here are a few key coverage considerations to keep in mind as 2024 comes to a close. Contact Your Insurance Advocate for a Comprehensive Policy Review Your insurance may have been ideal for 2024, but make...

Cyber-attacks are nothing new, but they have become increasingly sophisticated as the years go by. With the advent of artificial intelligence, online criminals now have more tools than ever at their disposal. Today, we offer a brief rundown of the types of threats that cyber liability insurance can help to safeguard you against. Phishing Phishing is a social engineering attack...

You may have noticed that insurance rates have gone up over the last few years. While there are many reasons that insurance rates are rising, natural disasters are one. Natural disasters, such as floods, wildfires, and hurricanes, are becoming increasingly frequent and severe thanks to climate change. These natural (or rather unnatural) events cause catastrophic damage wherever they go. Specific...

Your home is likely your largest investment, and it pays to put in a little work now to maintain that investment in the future. As an added benefit, many of the things you do to your home to make it safer and more comfortable can also help reduce future homeowner insurance claims. Preventative Maintenance They say that an ounce of...

Whether you have a fleet of luxury vehicles or an expansive assortment of art, you can never put too many protective measures into place. Today, we’ll touch on a few ways to keep your investments intact beyond insurance coverage. Start With An Assessment First and foremost, you’ll need to take an inventory of the items that you have. Ideally, you...

If you’re one of the many Americans to own a luxury vacation home, you already know that having two properties is twice the work. But, because you’re not always on-site, it pays to make sure that your secondary property is in good shape for the day you have to walk away for the season. Today’s tips are brought to you...