We have all seen images of vehicles fully submerged, after heavy rains. You may think that instances like this are rare, but the truth is, it is much more common than you think. Extreme weather patterns have caused flash flooding throughout the country. Each year see cars are damaged beyond repair right here in our own community. If there is...

If you have just graduated from college, CONGRATULATIONS! You have just completed a HUGE accomplishment and you have every right to be proud.   If you are the parent of a college graduate, CONGRATULATIONS! We are sure you are proud of your child’s amazing accomplishment.   Either way, we thought it might be helpful to share some information about Property...

    Once your child has graduated High School, a significant chapter has ended, but the beginning of another is just beginning.   As you begin to help your child make the transition to college, one area you need to take some time to evaluate is their car insurance coverage.   Living On Campus WITHOUT A Car Check into the...

If you are the parent of a recent High School Graduate, Congratulations! It is an exciting (if not somewhat challenging) time in your child’s life!! Once your child turns 18, in the eyes of the law they are legally an adult and in charge of their own life. While you may know that in your head, the specifics of what...

In February we shared information about the cyber fraud that was occurring in the instant online insurance quote world. This particular cyber theft campaign which was revealed in late December 2020 and early January 2021, allowed hackers to steal nonpublic information in order to obtain pandemic-related benefits such as unemployment. The reports revealed two auto insurers that provide instant online...

We are proud of our strong partnerships with the leading elite carriers. We have never made it a secret that Advocate Brokerage prefers that our clients insure with one of our elite carriers whenever possible. The 2021 Insurer Report Card which is a nationwide survey on auto insurance conducted by CRASH Network was recently released and we were thrilled to...

We strive each and every day to offer our clients the best possible insurance coverage that is personalized to meet their needs. We obsess about perfecting your insurance coverage and want to give you the best. That means working with the best! We are excited to announce that we are officially appointed with Vault, a new high-net-worth insurance company. Vault’s...

There is a shift occurring in the insurance industry, insurance rates are rising drastically, non-renewals are happening with more frequency, and in some extreme cases, customers are having trouble obtaining coverage. Understandably many of our clients are uncomfortable with changes occurring so we’ve prepared this comprehensive article explaining the reasons behind the shift along with some thoughts on what you...

Everyone wants to save money on their insurance policies. In today’s uncertain insurance climate, balancing rising rates and lower premiums may be more of a challenge than ever before. We have three suggestions we want to share that might help to even out the scales a bit more. Raise Your Deductible If you are looking to save money on your...

Rain, rain, go away. It’s a nice thought but unfortunately, rain happens and there isn’t much we can do to prevent it. What we can do is have a conversation about flooding; the damage excess water can do to a home and the flooding coverage that is available to help you protect yourself. According to NOAA, over the last 20...