On January 9th a fire broke out in a Bronx apartment building that tragically took the lives of 19 people. When speaking about the cause of the fire, fire department officials said that open doors cause smoke to flood the stairwells which may have prevented residents from escaping. This echoed another tragic Bronx fire that occurred in 2017 leaving 13...

Celebrating the start of 2022 at a party on New Year’s Eve is a great way to end the year. It’s awesome to raise a glass with family and friends, just make sure that when the party is over, you don’t get behind the wheel. New Years Eve is one of the nights of the year with the highest incidence...

The end of the year is a common time for families to begin to make plans for the year ahead. If your daydreams of a home renovation begin to take form as a plan for the near future, we encourage you to include us!   Why You Should Keep Us In The Loop Renovations and other types of construction projects...

BRRRR! Winter is coming up quick and with the last couple of years we’ve experienced, it makes sense to do all you can to prepare you home against the elements! Below is a checklist of a few items you can do before winter hits to protect yourself from potential damage: To Keep Visitors Safe Make Sure You… Check walkways and...

Insurance rates have been on the rise for quite some time. Between the rise in natural disasters, the economy, and the impact of the COVID pandemic, there has been quite a shift in the insurance industry. We believe in educating our clients and always try to do our best to share our expertise with you. It’s important to us that...

When it comes to purchasing homeowners’ insurance, we find that people often have questions when it comes to placing a valuation on their home. Most of the confusion seems to stem from an unclear understanding of the difference between the Market Value of your home and the Replacement Cost of your home. It is important to keep in mind that...

Each year, Halloween brings with it numerous claims. In fact, it is often among the worst days of the year for home and auto claims due to theft and vandalism (an average of 17% more claims are reported on Halloween). Halloween is coming up this weekend and your friends at Advocate Brokerage want to be sure your Spooky celebrations are...

In this day and age, losing power could be more than a mere inconvenience. Many families have parents working from home alongside kids that are taking classes and completing assignments from their laptops. The continuous power we are used to is often interrupted in the aftermath of a tropical storm or nor’easter so installing a Permanent Generator is a very...

October is fire prevention month, so we feel it is important to take a moment to remind our followers of our best tips for preventing a fire in your home.   Below are 8 Important Steps to Fireproof Your Home Install A Central Station Burglar & Fire Alarm - We cannot state strongly enough that the most important precaution you...

I was recently asked by the editor of a local online publication a question: Why doesn’t home insurance cover storm losses? It was of course a very timely and important question. In the wake of Tropical Storm Ida, I was happy to offer my advice and wanted to be sure to share it with you! Why Doesn’t Your Home Insurance...