By Denise Koslowsky When I talk about insurance, which is quite often, sooner or later the conversation will come back to what I currently consider a crisis – the many homeowners who are underinsured. It is an easy topic to understand when you are speaking in regards to the homes devastated by wildfires in California or the homes torn apart...

No one really likes to think about insurance.  Insurance is a necessity that you take care of and don’t give a second thought until some type of unexpected disaster occurs.  Unfortunately, waiting to update your insurance broker could leave your insurance lacking when you need it most. Keep in mind, the more your insurance agent knows, the better they can...

If you’re a wine enthusiast who has been building a collection, we have an important question for you… Is your collection insured? According to Joseph V. Micallef, a writer for Food & Wine Magazine and contributor to Forbes, “On average, the value of the wine cellars of self-described wine connoisseurs is between $50,000 and $100,000. The total value of collectible...

Running a business is both extremely rewarding and challenging.  On one hand, you get to do work you love every day, on the other you need to ensure your business is protected from any risks that could do it harm.  As your insurance advocate we want to be sure our business clients know what types of insurance are important to...

With all the rain and the abundance of hurricanes and tropical storms we’ve been faced with this year, Advocate Brokerage feels like we need to share some truths with you about flood insurance. Below are a few assumptions people make about flood insurance and what you need to know. I have homeowners insurance so I’m covered. What you need to...

  It’s been a cold, wet and snowy November.  As we head into the winter season your insurance advocate wants to be sure our clients know what steps to take to keep your home safe. Your home is your world and you want to be sure it is protected from winter’s woes.   Below are some of the types of...

We are deeply excited to announce our new Strategic Partners, Berkley One. Their goal is to make insurance more innovative and we are proud to work with them. They wrote a wonderful article about Advocate Brokerage titled, The Value Of Transparency. Read the article HERE.

                  It certainly seems like throughout the summer and so far this fall we have had more than our fair share of rain!  Heavy rainfall can lead to water invading homes and businesses causing thousands of dollars of damage.  When water infiltrates your home it can create an environment where mold thrives. ...

Fall is here and so are the beautifully colored leaves!  It is one of our favorite seasons here at Advocate Brokerage (isn’t it everyone’s favorite?) and we want to be sure you and your family are safe as you hit the road to take it all in. Leaves Fall foliage is one of the perks of the season for those...

According to statistics from the National Fire Protection Association, fire departments in the US respond to an average of 1 fire every 86 seconds. Home fires cause an average of seven deaths per DAY and cause an estimated $6.7 billion in damage.  That is why for one week each year the NFPA calls the public’s attention to the importance of...