I was recently asked by the editor of a local online publication a question: Why doesn’t home insurance cover storm losses? It was of course a very timely and important question. In the wake of Tropical Storm Ida, I was happy to offer my advice and wanted to be sure to share it with you! Why Doesn’t Your Home Insurance...

So many of our Advocate Brokerage friends and family have suffered extensive damage from the wrath of Tropical Storm Ida. We’ve seen an incredible number of basements and main floors covered in water from this storm. We wanted to provide a resource to help those of you who are looking to do a bit of clean up in the aftermath...

Pumpkin Spice has already hit the Starbucks menu so we thought we might as well start talking about the things you can do around your home to help you make it through the Fall Season claim-free! Outdoor Tips To Get Your Home Fall-Ready: Clean your gutters and downspouts. All water should be flowing AWAY from your home. Repair any cracks...

Never before in Advocate Brokerage’s more than 50 years of selling insurance have, we seen such volatile weather patterns leaving so much damage and causing so much pain and suffering from coast to coast and around the world. This has resulted in a significant shift across the insurance industry, causing insurance rates to rise drastically, non-renewals to happen with more...

When there is rain in the forecast, are you the type of person that brings an umbrella? Or maybe you have one stored in your car, just in case. Rain happens and if you don’t want raindrops falling on your head, you want the protection offered by an umbrella. A Personal Umbrella Policy, also known as Excess Liability Insurance, is...

When it comes time to renew your auto insurance policy, one of the things on your mind is to save a bit of money. Everyone wants to save money! As your insurance advocate, we strive to help you find the most comprehensive coverage at the best possible price. There are several key items that are factored into a car insurance...

When you are purchasing a new vehicle, your focus is on selecting the features you want in your new vehicle and rightly so! You should be excited about selecting the features and finishes, not dwelling on insurance and the Department of Motor Vehicle’s rules. One thing we see time and time again that can cause headaches down the road is...

We have all seen images of vehicles fully submerged, after heavy rains. You may think that instances like this are rare, but the truth is, it is much more common than you think. Extreme weather patterns have caused flash flooding throughout the country. Each year see cars are damaged beyond repair right here in our own community. If there is...

If you have just graduated from college, CONGRATULATIONS! You have just completed a HUGE accomplishment and you have every right to be proud.   If you are the parent of a college graduate, CONGRATULATIONS! We are sure you are proud of your child’s amazing accomplishment.   Either way, we thought it might be helpful to share some information about Property...

    Once your child has graduated High School, a significant chapter has ended, but the beginning of another is just beginning.   As you begin to help your child make the transition to college, one area you need to take some time to evaluate is their car insurance coverage.   Living On Campus WITHOUT A Car Check into the...