While you’ve been busy staying safer-at-home car thieves have been busy stealing cars.  From January to March car thefts are up 57.4% over last year in Westchester County.  In April alone, there have been 69 cars stolen.  That is a shocking 94.3% increase! To Keep Your Car Safe From Thieves By Taking These Precautions: Be sure to close all your...

Many of you have reached out to us asking about the provisions and premium credits our carriers are offering during this unprecedented time.  We immediately made inquiries to all our carriers and are happy to share the steps they are taking which include: Pausing cancellations due to nonpayment Waiving late fees Waiving auto insurance restrictions on policyholders now performing delivery...

Important information about excess liability coverage A Personal Umbrella is something that EVERYONE should consider adding to their insurance portfolio.  In today’s litigious society, an excess liability policy, as it is sometimes called, gives you an extra layer of protection should some type of unexpected accident occur and you get sued.  A Personal Umbrella is affordable and it provides coverage...

Summer is on its way and much like you, we can’t wait! Beautiful weather is on the horizon (hopefully), vacations are planned and spending down time with family and friends all lie before us.  With all the celebrations and summer holidays, one thing we want everyone who will be spending time on the roadways this summer to be aware of...

Not all auto insurance policies are the same. Every carrier offers differing contracts, coverage and of course, costs. Advocate Brokerage prefers that our clients insure their automobiles with one of our elite carriers whenever possible. We have shared articles with notes as to why in the past including a real life example from our very own Denise Koslowsky that you...

Life with teens is certainly an adventure! The joy of watching them learn to drive is often equally matched with the worry that they will be safe when they are behind the wheel. If you have a teen driver in your home, you will want to check out this white paper we’ve put together: Link to teen driver White Paper....

No one really likes to think about insurance.  Insurance is a necessity that you take care of and don’t give a second thought until some type of unexpected disaster occurs.  Unfortunately, waiting to update your insurance broker could leave your insurance lacking when you need it most. Keep in mind, the more your insurance agent knows, the better they can...

Fall is here and so are the beautifully colored leaves!  It is one of our favorite seasons here at Advocate Brokerage (isn’t it everyone’s favorite?) and we want to be sure you and your family are safe as you hit the road to take it all in. Leaves Fall foliage is one of the perks of the season for those...

Some people just really love cars. Owners of collector cars may spend hours searching for a new vehicle to add to their collection or sacrifice time to find all the elements they need to restore that perfect automobile. The classic car enthusiast is as passionate about the cars they love as we are about perfecting their insurance coverage. What Makes...

Each year USA Today publishes a list of the most expensive cars to insure and each year we like to share it with our clients.  This year we thought we would add a bit of insight as to how the cost of an insurance policy is determined. Determining the cost of insurance has many factors.  There are several items that...