Important information about excess liability coverage A Personal Umbrella is something that EVERYONE should consider adding to their insurance portfolio.  In today’s litigious society, an excess liability policy, as it is sometimes called, gives you an extra layer of protection should some type of unexpected accident occur and you get sued.  A Personal Umbrella is affordable and it provides coverage...

Summer is on its way and much like you, we can’t wait! Beautiful weather is on the horizon (hopefully), vacations are planned and spending down time with family and friends all lie before us.  With all the celebrations and summer holidays, one thing we want everyone who will be spending time on the roadways this summer to be aware of...

Not all auto insurance policies are the same. Every carrier offers differing contracts, coverage and of course, costs. Advocate Brokerage prefers that our clients insure their automobiles with one of our elite carriers whenever possible. We have shared articles with notes as to why in the past including a real life example from our very own Denise Koslowsky that you...

Life with teens is certainly an adventure! The joy of watching them learn to drive is often equally matched with the worry that they will be safe when they are behind the wheel. If you have a teen driver in your home, you will want to check out this white paper we’ve put together: Link to teen driver White Paper....

No one really likes to think about insurance.  Insurance is a necessity that you take care of and don’t give a second thought until some type of unexpected disaster occurs.  Unfortunately, waiting to update your insurance broker could leave your insurance lacking when you need it most. Keep in mind, the more your insurance agent knows, the better they can...

Fall is here and so are the beautifully colored leaves!  It is one of our favorite seasons here at Advocate Brokerage (isn’t it everyone’s favorite?) and we want to be sure you and your family are safe as you hit the road to take it all in. Leaves Fall foliage is one of the perks of the season for those...

Some people just really love cars. Owners of collector cars may spend hours searching for a new vehicle to add to their collection or sacrifice time to find all the elements they need to restore that perfect automobile. The classic car enthusiast is as passionate about the cars they love as we are about perfecting their insurance coverage. What Makes...

Each year USA Today publishes a list of the most expensive cars to insure and each year we like to share it with our clients.  This year we thought we would add a bit of insight as to how the cost of an insurance policy is determined. Determining the cost of insurance has many factors.  There are several items that...

We’ve all seen images of vehicles submerged, reminders of the storm surges and flash flooding a hurricane can leave behind.  For those who find themselves in the path of Hurricane Florence, we’d like to offer some preventative tips should you have to evacuate and leave your car behind. What to do now, before the storm hits: Fill your gas tank...

Auto insurance is something that almost everyone needs which makes the insurance marketplace incredibly competitive. With an extensive list of insurance carriers looking to capture your attention, offering safe driving bonuses and savings of 15%, it is understandable that people shop for auto insurance by comparing price.  Understanding the many details within a policy then becomes a lower priority.  Consequently,...