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The Rainy Season Can Bring Flooding: It makes sense to be prepared!

April showers bring… well, rain. April and May are our rainiest months and that kind of weather usually turns our thoughts to flooding and the damaging affects all that excess water can mean for our clients. Just a few inches of water can add up to 10's of 1000's of dollars in damage. Many people push flooding concerns out of...

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2019-05-10
By: Advocate Brokerage

A House Fire: How to protect your family and help those who have just suffered a loss

In the event of a house fire, your family has only an average of 3 to 4 minutes to escape. That is frightening! Only 3 – 4 minutes. 30 years ago you had more time, as much as 17 minutes. But times have changed. The synthetic materials used to build your home and furnishings burn faster than the natural materials...

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2019-03-27
By: Advocate Brokerage

Why Underinsurance Is An Epidemic In America And What Homeowners Should Do About It

The past two years have been blockbuster years for catastrophes in America. Climate change has led to an increase in the severity of storms and wildfires. The warming has triggered more than just changes in the earth’s atmosphere. It has led to increased insurance coverage rates and policy limitations. Never has it been more finite that there is an underinsurance...

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2019-03-27
By: Denise Koslowsky

What’s Better Than A Bottle of Wine? – Insurance Tips for Wine Enthusiasts

If you’re a wine enthusiast who has been building a collection, we have an important question for you… Is your collection insured? According to Joseph V. Micallef, a writer for Food & Wine Magazine and contributor to Forbes, “On average, the value of the wine cellars of self-described wine connoisseurs is between $50,000 and $100,000. The total value of collectible...

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2018-12-19
By: Advocate Brokerage

Helpful Hints to Get Your Home & Vehicle Winter Ready

Winter Solstice is coming up on December 21st and we want to be sure your home and your car are prepared to brave the elements. Below is a check-list of things you should consider taking care of before things get too chilly outside. At Home To Take Care Of Potential Water Woes – Have You: Turned off your exterior faucets...

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2017-12-08
By: Advocate Brokerage

The most important caution you can take to protect your home from fire damage is to have a Central Station Fire Alarm installed

Back in January we posted a blog about how cold weather increases the likelihood of home fires.  Unfortunately, this weekend during the big drop in temperature, a home on Scarsdale’s Black Birch Lane experienced a fire during the wee hours of the morning. On Sunday, both Jeff Koslowsky & Glenn Binday were called to the scene at 4am to help...

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2017-03-07
By: Advocate Brokerage

Treasured Belongings – Guidance for insuring new Valentine’s Day presents

  If you or someone you love has a passion for jewelry, then Valentine’s Day is the perfect day to give an awesome gift.  We hope you find the following information helpful when it comes to protecting coverage for your Treasured Belongings. Beware of Gaps A homeowner’s policy will offer very limited coverage for personal property like jewelry in the...

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2017-02-10
By: Advocate Brokerage

Smart Technology Can Stop Water in Its Tracks

By Denise Koslowsky Water is your home’s #1 enemy. It flows wherever it wants to flow leaving thousands of dollars of damage in its wake. In fact, water is 10 times more likely to result in a home insurance claim than fire. The losses created by a burst pipe are devastating but even a small crack in a pipe can...

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2017-02-07
By: Denise Koslowsky

Home Fires increase during winter months. Are you doing all you can to protect your family?

house fire

Cold weather increases the likelihood of home fires. When it is cold outside people tend to spend more time inside and that means the instance of home fires increases. There are more than 360,000 home structure fires each year which equates to between $6 – 8 billion dollars in damage. What can you do to protect your home? Honestly, a...

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2017-01-25
By: Advocate Brokerage

Have a Happy & Safe Holiday – Dangers your family pet can face during the holiday season.

  Last week we shared an article discussing toys that are dangerous for kids, so this week we thought we would focus on dangers another beloved family member could face during the holiday season.  We know you love your pets (we do too) so we wanted to offer some information that could help you keep them safe!   Below are...

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2016-12-20
By: Advocate Brokerage

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