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Don’t Let Cyber Criminals Steal Your Holiday Spirit

The biggest shopping day of the year is coming.  Experts are projecting sales of more than $7.5 billion on Black Friday.  Criminals are likely to follow the money and take advantage of unsuspecting shoppers.  With the number of people turning to online shopping increasing each year, the biggest place thieves will be lurking is your inbox. Cyber criminals often play...

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2019-11-18
By: Advocate Brokerage

It’s No Trick, Halloween can be a scary time for Homeowners

Halloween is a treat, especially for kids who will enjoy time with friends and piles of candy.  For homeowners however, it is proven to be a night filled with tricks that open your property to risks.  Insurance claim data reveals that Halloween is among the worst days of the year for home and auto claims related to theft and vandalism....

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2019-10-24
By: Advocate Brokerage

Is Your Umbrella Big Enough?

Important information about excess liability coverage A Personal Umbrella is something that EVERYONE should consider adding to their insurance portfolio.  In today’s litigious society, an excess liability policy, as it is sometimes called, gives you an extra layer of protection should some type of unexpected accident occur and you get sued.  A Personal Umbrella is affordable and it provides coverage...

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2019-09-23
By: Advocate Brokerage

Keep Your Jewelry Safe When You Are Traveling

Everyone wants to look their best while enjoying their vacation, which for most people means taking along a few pieces of jewelry on your trip.  Unfortunately, traveling with jewelry increases your risk of losing a piece you love! 1 in 5 people experiences loss or theft of jewelry while on vacation! To keep this from happening to you we’ve got...

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2019-07-16
By: Advocate Brokerage

Au Pairs Have Been Awarded A Settlement For Unfair Work Conditions

According to an article in the LA Times, au pairs working in the US from countries around the world will receive a proposed settlement of $65.5 million dollars.  The lawsuit was brought by a dozen former au pairs and filed against the companies that enticed them to come to the United States for employment.   What is an au pair?...

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2019-06-27
By: Advocate Brokerage

Accidents Happen: Be Sure You Have An Umbrella

Accidents happen.  That’s why it make sense to do all you can to protect yourself and your family.  Unfortunately the more you have acquired in life, the more you need to think about how your financial security could be impacted when something goes wrong and you get sued. Excess Liability Insurance, or a Personal Umbrella Policy as it is sometimes...

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2019-05-30
By: Advocate Brokerage

The Rainy Season Can Bring Flooding: It makes sense to be prepared!

April showers bring… well, rain. April and May are our rainiest months and that kind of weather usually turns our thoughts to flooding and the damaging affects all that excess water can mean for our clients. Just a few inches of water can add up to 10's of 1000's of dollars in damage. Many people push flooding concerns out of...

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2019-05-10
By: Advocate Brokerage

A House Fire: How to protect your family and help those who have just suffered a loss

In the event of a house fire, your family has only an average of 3 to 4 minutes to escape. That is frightening! Only 3 – 4 minutes. 30 years ago you had more time, as much as 17 minutes. But times have changed. The synthetic materials used to build your home and furnishings burn faster than the natural materials...

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2019-03-27
By: Advocate Brokerage

Why Underinsurance Is An Epidemic In America And What Homeowners Should Do About It

The past two years have been blockbuster years for catastrophes in America. Climate change has led to an increase in the severity of storms and wildfires. The warming has triggered more than just changes in the earth’s atmosphere. It has led to increased insurance coverage rates and policy limitations. Never has it been more finite that there is an underinsurance...

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2019-03-27
By: Denise Koslowsky

What’s Better Than A Bottle of Wine? – Insurance Tips for Wine Enthusiasts

If you’re a wine enthusiast who has been building a collection, we have an important question for you… Is your collection insured? According to Joseph V. Micallef, a writer for Food & Wine Magazine and contributor to Forbes, “On average, the value of the wine cellars of self-described wine connoisseurs is between $50,000 and $100,000. The total value of collectible...

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2018-12-19
By: Advocate Brokerage

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