Year End Review

2019-12-17
By: Denise Koslowsky

2019 is quickly coming to a close and 2020 will be here before we know it!  At years end we always encourage our clients to pause and reflect on the year that has gone by and look ahead toward the year to come and then give us a call.

Why?  We obsess about providing each one of our clients the best possible coverage and the best way to do so is to know as much about our clients as possible!  Knowing about changes in your life; even if they seem minor to you, can have an effect on your insurance portfolio.  Waiting to update your insurance broker until an unexpected disaster strikes could leave your insurance lacking when you need it most.

In an effort to be proactive, we’ve decided to share a few important questions for you to ask yourself.  If any of the following has happened or will happen in the near future, please let us know:

• Did you have a new baby or adopt a child?
• Have you done or are you planning to do any home renovations?
• If you are renovating, will you move out of the house during the process?
• Did you buy a house that you are not planning on living in right away?
• Did you purchase a car?
• Do you have a new driver in the house?
• Did a child bring a car to college?
• Did you hire a nanny?
• Did a relative recently move in with you?
• Did you buy a boat?
• Have you purchased any expensive jewelry?
• Did your property value increase or decrease dramatically?
• Did you add a Central Station Fire/Burglar Alarm?
• Did you add a Whole House Water Leak Detection System?
• Did you install an automatic generator?
• Did your business grow, expand or add a new location?

• Did you hire any new employees?
• Are all of your policies with one agent? Agents don’t know what they can’t see.

Finally, on behalf of the entire staff at Advocate Brokerage, we hope you and yours enjoy a very Happy & Healthy 2020!