The insurance market is changing how and who it insures, and this transition is moving faster than anyone in the homeowner or luxury car insurance industry could have predicted. A sudden reluctance to underwrite new policies (and even renew policies for existing clients) is a nationwide phenomenon. Carriers are making the move to offer policies only to customers with a...

Insurance rates continue their historic rise and we have been thrown into muddy waters - forced to share devastating news with existing clients and prospects each day.   As an insurance agency that prides ourselves on educating each client we serve, we have done all we can to be extremely transparent with the reasons that rates are on the rise....

Dogs truly are man’s best friend! Who else loves you unconditionally and is always happy to see you when you come home at the end of a long day? It’s hard to imagine that your furry family member would ever bite someone, but the truth is that most dog bites, especially those affecting young children, happen during normal activities with...

It’s no secret that Insurance premiums have been rising throughout the country. We understand how frustrating these rate increases are and we want you to know that we are working behind the scenes to ensure that we find you the most cost-effective policy that doesn’t sacrifice your coverage. The information contained in this blog will hopefully help you to gain...

  Many people enjoy spending their summer entertaining friends and family in their outdoor living spaces by the grill. Unfortunately, the annual backyard barbeque doesn’t always go as planned. Approximately 64% of Americans own at least one outdoor barbeque grill or smoker, and grill fires cause an average of 37 million dollars in damage each year! Your friends at Advocate...

We’ve seen a ton of articles lately about teens driving during the summer months.  We’ve shared several on our social media spaces because as parents, we want our kids to have a fun, safe summer.  Also, as your insurance Advocate, we want to give you as much information as possible so that you can educate your kids and do what...

2023 is a year bringing continued challenges to the property and casualty insurance market. We have entered a period of rate tightening and underwriting correction due to rising reinsurance rates, rising inflation, rising interest rates, climate change, workforce shortages, large settlements, and worsening global economic conditions. During Advocate Brokerage’s 54-year history, we have maintained a modest amount of Personal Lines...

We recently became aware of fraudulent correspondence in the form of an email from Advocate Brokerage with an auto insurance quote for Progressive Insurance. The email subject reads: Your Progressive auto quote from your local independent agent. This email was very well done, and it is easy to see how someone could be fooled into thinking it came from Advocate...

If you have a love for jewelry, it is important that you ask yourself some questions so that you can make smart decisions regarding your collection’s safety. Below are some questions your insurance advocate would like you to consider: Is your Current Coverage Adequate? If you are relying on your homeowner’s policy to protect jewelry that is lost, damaged or...

Insurance rates for Automobiles, Homes & Excess Liability have been on the rise for quite some time. We believe in providing as much information as possible to better educate our clients so that they can make informed decisions when it comes to their insurance. We do our best to share our expertise with you which is why we put together...