Property & Casualty Insurance 101

As specialists in the world of Property & Casualty Insurance, we thought it might be helpful to share some information for those who are just starting their journey into independence. Below you will find a guide to the types of insurance that should consider when you are starting this new adventure called Adulthood. Welcome! Auto Insurance If you have a...

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2022-07-28
By: Advocate Brokerage

Preparing for Adulthood! Important information for parents of teens 18 and older.

Once your child turns 18, in the eyes of the law they are legally an adult and in charge of their own life. The specifics of what that really means can sometimes take you by surprise and since we like educating each client we serve, we thought we would put together some information to help you prepare your teens for...

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2022-07-28
By: Advocate Brokerage

Crisis with Florida: Will 2022 Bring The Collapse of Florida’s Homeowners Insurance Market?

Important insurance information for homeowners in the Sunshine Hurricane state. Homeowners insurance in Florida has always been a bit of a calamity. There is a long history of dwindling homeowners’ insurance availability in the Sunshine State, and we’d like to take some time to offer some information as to what and why there is trouble in the insurance world in...

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2022-07-15
By: Advocate Brokerage

Protect The Things You Love, tips for collectors of fine art.

Summer is here and the heat and humidity it brings could mean trouble for your valuables, especially your fine art collection. Paintings and other works of art expand and contract in response to changes in temperature and humidity. Collectors will want to take steps to protect the fine art they love to collect. You Need Additional Insurance For Your Art...

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2022-06-20
By: Advocate Brokerage

Inflation = Rising Insurance Rates

Over the course of the last year, our blog has provided a lot of information regarding the rise of insurance rates. We’ve done our best to keep you up to date on the industry trends and offer tips to help keep your individual rates as low as possible. Our obsession with perfecting our client’s insurance coverage is one of the...

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2022-03-28
By: Advocate Brokerage

All For Love – A Guide To Insuring Your Jewelry

  Most conventional homeowner’s policies offer limited coverage for jewelry, and that limited coverage is subject to the policy deductible. For this reason, we recommend that valuable jewelry is covered under a Valuable Items Policy (also sometimes referred to as a Collections Policy or an Inland Marine Policy). There are two main types of jewelry coverage: Actual Cash Value allows...

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2022-02-22
By: Advocate Brokerage

Insurance Rates Are On The Rise, Put Our Expertise To Work For You

Insurance rates have been on the rise for quite some time. Between the rise in natural disasters, the economy, and the impact of the COVID pandemic, there has been quite a shift in the insurance industry. We believe in educating our clients and always try to do our best to share our expertise with you. It’s important to us that...

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2021-11-22
By: Advocate Brokerage

Replacement Value vs Market Value, understanding the difference

Replacement Value vs Market Value

When it comes to purchasing homeowners’ insurance, we find that people often have questions when it comes to placing a valuation on their home. Most of the confusion seems to stem from an unclear understanding of the difference between the Market Value of your home and the Replacement Cost of your home. It is important to keep in mind that...

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2021-11-15
By: Advocate Brokerage

Make Sure Your Halloween Is Happy & Safe!

halloween insurance

Each year, Halloween brings with it numerous claims. In fact, it is often among the worst days of the year for home and auto claims due to theft and vandalism (an average of 17% more claims are reported on Halloween). Halloween is coming up this weekend and your friends at Advocate Brokerage want to be sure your Spooky celebrations are...

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2021-10-26
By: Advocate Brokerage

During uncertain times, we still obsess over your insurance coverage!

premier insurance agency

Never before in Advocate Brokerage’s more than 50 years of selling insurance have, we seen such volatile weather patterns leaving so much damage and causing so much pain and suffering from coast to coast and around the world. This has resulted in a significant shift across the insurance industry, causing insurance rates to rise drastically, non-renewals to happen with more...

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2021-08-31
By: Advocate Brokerage

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