If drinking wine is your passion, collecting wine can become an enjoyable hobby. Some people who enjoy wine also choose to begin as an investment opportunity. Either way, there are things to consider ensuring that your wine stays at its best in for both taste and value.   You Need Additional Insurance For Your Wine Collection If you are a...

  Most conventional homeowner’s policies offer limited coverage for jewelry, and that limited coverage is subject to the policy deductible. For this reason, we recommend that valuable jewelry is covered under a Valuable Items Policy (also sometimes referred to as a Collections Policy or an Inland Marine Policy). There are two main types of jewelry coverage: Actual Cash Value allows...

If you have a love for jewelry or if you have inherited a collection of pieces from a beloved family member, it is important that you get an appraisal.  Appraisals can help you understand the worth of your valuables.  Knowing how much your jewelry is worth can help you make smart decisions regarding their safety. How To Choose An Appraiser...

Everyone wants to look their best while enjoying their vacation, which for most people means taking along a few pieces of jewelry on your trip.  Unfortunately, traveling with jewelry increases your risk of losing a piece you love! 1 in 5 people experiences loss or theft of jewelry while on vacation! To keep this from happening to you we’ve got...

If you’re a wine enthusiast who has been building a collection, we have an important question for you… Is your collection insured? According to Joseph V. Micallef, a writer for Food & Wine Magazine and contributor to Forbes, “On average, the value of the wine cellars of self-described wine connoisseurs is between $50,000 and $100,000. The total value of collectible...

Some people just really love cars. Owners of collector cars may spend hours searching for a new vehicle to add to their collection or sacrifice time to find all the elements they need to restore that perfect automobile. The classic car enthusiast is as passionate about the cars they love as we are about perfecting their insurance coverage. What Makes...