The #1 Homeowner Claim is Due to Frozen Pipes

  When the weather is freezing cold one minute and then warmer than normal the next, the pipes in your home face the very real danger of freezing. The #1 homeowner claim we see is property damage that has been created by a burst pipe. The losses can be devastating. Even a crack as small as 1/8” can create a...

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2023-01-31
By: Advocate Brokerage

Winter Is On Its Way! Advocate’s Top Tips To Prepare Your Home And Automobile For The Season Ahead.

  While the first official first day of winter won’t be here until December 21st, we think it’s wise to take action now to do what you can to prepare for the season ahead. We’ve prepared a checklist of top tips to help you prepare and protect your home and cars from the potential damage that can occur during the...

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2022-11-20
By: Advocate Brokerage

Prepare For a Halloween Filled With More Treats Than Tricks

  Trick Or Treat!!! Halloween can be such a fun night for adults and kids alike! For homeowners, it can become a night filled with tricks that open your property to risks. We are speaking specifically about damage from vandalism and the liability risks that occur when people visit your home. Insurance claim data reveals that Halloween is among the worst days of the...

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2022-10-31
By: Advocate Brokerage

Making Sure Your Home Is Ready For The Change Of Seasons

The kids are back in school, pumpkin lattes have made their debut and the first day of fall has come and went which means the time is right to get your home prepared to make it through the Fall Season claim free. Get Your Home Fall-Ready By Heading Outside And… Clean your gutters, exterior drains, and downspouts. The goal is...

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2022-09-26
By: Advocate Brokerage

Investing Time Today Could Prevent Claims Tomorrow! Check Out Our Spring Maintenance Check List

We love working with our clients to be sure they have the best possible insurance coverage in place so that if the unexpected occurs, your home is covered. We also love to provide our friends with information that helps them do what they can to prevent common homeowners’ insurance claims. Investing a little time today could go a long way...

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2022-03-23
By: Advocate Brokerage

6 More Weeks Of Winter, It’s time to have a conversation about Ice Dams.

house with ice dams

We’ve been experiencing a pretty cold and snowy winter and now that our friendly neighborhood groundhog has predicted 6 more weeks of Winter, it is time to have a conversation about Ice Dams. When temperatures begin creeping above the freezing mark like they are this week and then dipping back down again, the environment is right for Ice Dams to...

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2022-02-03
By: Advocate Brokerage

Do You Split Your Time Between Two Properties? Thoughts from your Insurance Advocate

multiple homes

Many of our clients own multiple properties and divide their time between two homes. It’s important to make sure that you have taken all the necessary precautions to ensure that your property is protected while you are away. Below are some thoughts we’d like you to consider so that you can prevent potential damage. Tend to your Heating and HVAC...

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2022-01-30
By: Advocate Brokerage

Planning Home Renovations in 2022? Make sure you call your insurance agent!

home renovations 2022

The end of the year is a common time for families to begin to make plans for the year ahead. If your daydreams of a home renovation begin to take form as a plan for the near future, we encourage you to include us!   Why You Should Keep Us In The Loop Renovations and other types of construction projects...

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2021-12-15
By: Advocate Brokerage

Winter Is Here! – Make Sure Your Home Is Prepared!

BRRRR! Winter is coming up quick and with the last couple of years we’ve experienced, it makes sense to do all you can to prepare you home against the elements! Below is a checklist of a few items you can do before winter hits to protect yourself from potential damage: To Keep Visitors Safe Make Sure You… Check walkways and...

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2021-11-29
By: Advocate Brokerage

Replacement Value vs Market Value, understanding the difference

Replacement Value vs Market Value

When it comes to purchasing homeowners’ insurance, we find that people often have questions when it comes to placing a valuation on their home. Most of the confusion seems to stem from an unclear understanding of the difference between the Market Value of your home and the Replacement Cost of your home. It is important to keep in mind that...

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2021-11-15
By: Advocate Brokerage

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