Rain, rain, go away. It’s a nice thought but unfortunately, rain happens and there isn’t much we can do to prevent it. What we can do is have a conversation about flooding; the damage excess water can do to a home and the flooding coverage that is available to help you protect yourself. According to NOAA, over the last 20...

It is no secret that we prefer our clients to insure their homes with one of our elite carriers whenever possible.  Advocate values our relationships with our elite carrier partners because we understand that not all insurance policies are the same and the service provided for our clients filing claims can vary greatly.  When your home has suffered water damage,...

June 1st marks the official start of Hurricane Season which runs through November 30th. Each year the National Weather Service makes predictions for what we can expect in the season ahead and this year was no exception. A look to the year ahead The current outlook foresees a busy season for us with above-normal activity likely.  The average season produces...

Would you be surprised to learn that your business is more likely to experience damage due to water than fire? Some common risks include: Any appliances that use water on the premises Any existing water supply lines Leaking boilers or water heater tanks High humidity levels on water supply lines Damaged pipes or hoses Plumbing leaks Flood Whether you own...

April showers bring… well, rain. April and May are our rainiest months and that kind of weather usually turns our thoughts to flooding and the damaging affects all that excess water can mean for our clients. Just a few inches of water can add up to 10's of 1000's of dollars in damage. Many people push flooding concerns out of...

By Denise Koslowsky When I talk about insurance, which is quite often, sooner or later the conversation will come back to what I currently consider a crisis – the many homeowners who are underinsured. It is an easy topic to understand when you are speaking in regards to the homes devastated by wildfires in California or the homes torn apart...

With all the rain and the abundance of hurricanes and tropical storms we’ve been faced with this year, Advocate Brokerage feels like we need to share some truths with you about flood insurance. Below are a few assumptions people make about flood insurance and what you need to know. I have homeowners insurance so I’m covered. What you need to...

                Safety first!  If you have been asked to evacuate, please do!  Do not attempt to ride out the storm.  Property can be replaced but you cannot be. Next, there are things you can do now to protect your property. What to do now: Install Storm Shuttersright away and be sure to deadbolt and lock your front...

People up and down the East coast are taking notice and making plans to prepare themselves and their property for Hurricane Florence. Business owners also need to take steps to protect their livelihood.  Losses that businesses incur during a hurricane can be crippling. The following tips are offered to help your business be prepared as you can and recover as...

We’ve all seen images of vehicles submerged, reminders of the storm surges and flash flooding a hurricane can leave behind.  For those who find themselves in the path of Hurricane Florence, we’d like to offer some preventative tips should you have to evacuate and leave your car behind. What to do now, before the storm hits: Fill your gas tank...