Accidents happen.  That’s why it make sense to do all you can to protect yourself and your family.  Unfortunately the more you have acquired in life, the more you need to think about how your financial security could be impacted when something goes wrong and you get sued. Excess Liability Insurance, or a Personal Umbrella Policy as it is sometimes...

April showers bring… well, rain. April and May are our rainiest months and that kind of weather usually turns our thoughts to flooding and the damaging affects all that excess water can mean for our clients. Just a few inches of water can add up to 10's of 1000's of dollars in damage. Many people push flooding concerns out of...

According to a recent Gallup poll, 30% of Americans utilize ride sharing services such as Uber and Lyft to get around every day. They are certainly convenient, but are they safe? The recent news of the South Carolina college student who was killed after getting into a car she mistook for an Uber shocked us all but unfortunately it was...

In the event of a house fire, your family has only an average of 3 to 4 minutes to escape. That is frightening! Only 3 – 4 minutes. 30 years ago you had more time, as much as 17 minutes. But times have changed. The synthetic materials used to build your home and furnishings burn faster than the natural materials...

The past two years have been blockbuster years for catastrophes in America. Climate change has led to an increase in the severity of storms and wildfires. The warming has triggered more than just changes in the earth’s atmosphere. It has led to increased insurance coverage rates and policy limitations. Never has it been more finite that there is an underinsurance...

Life with teens is certainly an adventure! The joy of watching them learn to drive is often equally matched with the worry that they will be safe when they are behind the wheel. If you have a teen driver in your home, you will want to check out this white paper we’ve put together: Link to teen driver White Paper....

No one really likes to think about insurance.  Insurance is a necessity that you take care of and don’t give a second thought until some type of unexpected disaster occurs.  Unfortunately, waiting to update your insurance broker could leave your insurance lacking when you need it most. Keep in mind, the more your insurance agent knows, the better they can...

We are deeply excited to announce our new Strategic Partners, Berkley One. Their goal is to make insurance more innovative and we are proud to work with them. They wrote a wonderful article about Advocate Brokerage titled, The Value Of Transparency. Read the article HERE.

It’s officially Hurricane Season and with 7 anticipated hurricanes and 3 of them predicted (by the Colorado State University) to reach Category 3 status, it may be a good idea to be prepared.  Last month we talked about options for keeping your home safe.  This month we’d like to talk to boaters. First and foremost, your personal safety and the safety of your passengers...

June marks the official start of Hurricane Season which runs through the end of November. Each year hurricane experts make predictions for what we can expect in the year ahead.  We are going to take a look at what’s ahead but first, let’s glance in the rearview mirror. A look back at last year In 2017, we named 17 storms. ...