All About Personal Insurance

By: Advocate Brokerage

Insurance is something we all need in our personal lives for everything from our homes and cars to jewelry and art collections or grown-up “toys.” These types of policies keep our assets from becoming liabilities. Today, we’ll discuss some of the most important personal insurance products that you should have.


Homeowners insurance financially protects us from claims that arise from our primary residences, second homes, or during a construction project. While everyone should have homeowner insurance, comprehensive coverage is especially important for high-value homeowners. Advocate Brokerage offers many types of homeowner insurance, including:

  • Primary Residence
  • Condo & Co-Op
  • High-Value Property
  • Investment Property
  • Secondary Home
  • Investment Renters
  • Course Of Construction

Ask your Advocate about which homeowner insurance products are right for you.


What we drive is often just as important (and sometimes just as valuable) as the homes we live in. That’s why Advocate Brokerage offers a selection of customizable automobile coverage for:

  • Private Passenger Auto
  • Classic & Collector Cars
  • Motorcycles
  • Recreational Vehicles

The type of automobile insurance that you need depends on your automobile and its usage. Advocate Brokerage can help you choose the right policy.

Personal Umbrella

An umbrella policy is meant to protect your assets and provide coverage should you ever be liable or personally sued. The Umbrella covers over and above your home or auto insurance. In addition to a standard umbrella policy, Advocate Brokerage offers:

  • Directors & Officers Insurance
  • Employment Practices Liability Insurance
  • Excess Uninsured & Underinsured coverage
  • Third-Party Liability

Valuable Items Insurance

Many homeowners don’t realize it, but homeowner insurance policies have extremely limited coverage for valuable items, such as jewelry, art collections, musical instruments, wine collections, and more. A valuable items policy allows you to itemize and assign a value to each, so you don’t have to worry about replacement costs due to loss or damage.

Watercraft Insurance

Whether you have a few Waverunners in the garage or own your own small fleet, the last thing you want to do is watch your watercraft sink in value. Advocate Brokerage offers watercraft policies for:

  • Personal Watercraft
  • Powerboat & Sailboats
  • Yachts

At the end of the day, you want to lay your head down knowing that your assets are covered. Our vast selection of personal insurance can help you do just that. Contact your insurance Advocate for new policies or for a review of your current policies to make sure that you are properly covered.

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