There is nothing quite like the stress of seeing blue and red lights flashing in your rear view mirror.  Being pulled over is certainly no picnic and unfortunately the fun usually doesn’t stop there.  Unless you are lucky enough to be a let off with a warning it is often once you have a ticket in your hand that one...

  Technology is progressing every day in an attempt to make our lives easier, faster and safer. As it makes its way into every aspect of our lives there is sometimes a trade-off that come with progress.  One of those trade-offs occurs in the automotive industry.  Today’s luxury cars are basically computers on wheels and unfortunately that means that the...

2016 has come to an end and as we shift our focus to planning for 2017 we had an important thought we wanted to share… The more we know about our clients, the better we can do our job. Advocate Brokerage has always taken pride in the relationships we have established with our customers.  However, let’s be realistic, life is...

For our client’s who like to drive really nice cars, it should come as no surprise that we often recommend one of our elite carriers as the insurer of choice. Many policyholders assume all auto carriers are equal and as a result, they are unwilling to pay for a more expensive auto policy. While we respect that, we wanted to...

By Denise Koslowsky   Advocate Brokerage has been specializing in the needs of affluent individuals for as long as I can remember.  A preponderance of our clients live in beautiful homes and drive luxury cars.  To be clear, the staff at Advocate Brokerage is not snobbish, and our clients span the socio-economic spectrum from post graduates to senior citizens.  When it...

Once again Roz Binday has written an informative blog to share her thoughts on an often asked insurance question….Are acts of God covered by my policy? Are Acts of God Covered? By Roz Binday   Your Home Insurance Policy People often believe that acts of God are not covered by insurance. While floods and earthquakes are standard coverage exclusions on a...

We were inspired (if not a bit frightened) by a recent New York Times Article about teenage drivers. So inspired in fact, that we have decided to dedicate our next blog to the topic! So if you are living with teenagers, we would encourage you to take some time to review the information below and if you have any questions,...

We’ve already shared a list of the least expensive 2016 model cars to insure according to Insure.com. Our blog also included a list of things that go into making up your insurance premium, touching on the factors of the vehicle itself as well as personal information and the demographics regarding where you live. In case you missed it, you can...

Insure.com has once again released their list of the 2016 model cars that are the LEAST EXPENSIVE to insure. While this blog will recap the cars that made the list this year, we wanted to give you some insight into the factors that go into determining the cost of insurance. If you have ever been curious as to why certain...