Do I Need A Generator?

By: Advocate Brokerage

If you’re looking for one of the simplest ways to keep your home and family safe in an emergency, a whole-home generator may be the answer. But what are the main reasons to have a generator permanently installed? Keep reading as your insurance Advocate explains.

Weather Preparedness

Storms are part of our everyday lives, and climate change has created powerful storms that are unpredictable. Power outages are a common consequence of severe weather, and a generator can ensure your home has power when you need it most.

Essential Item Protection

Whether you have a refrigerator full of food or medical devices someone in your home relies on, having a whole-home generator is a valuable addition to your safety arsenal. You won’t lose hundreds to thousands of dollars in food spoilage or have to worry about finding alternate arrangements for medical devices.

Prevent Frozen Pipes

Storms that happen in the depth of winter can cut your power and have the secondary consequence of allowing your home to get cold enough for your pipes to burst. Your generator keeps your heat flowing, so a busted pipe is one less worry.

Your Air Conditioning will function

It is not always a storm that causes a power outage. In the height of a heatwave, the electric grids can be overwhelmed causing mass power outages. Many mistakenly believe they can go without air conditioning; however, when it is over 100 degrees, this can be a life safety issue.

You May Qualify For Lower Insurance Premiums

Having a generator added to your home may help reduce your homeowner’s insurance premium while increasing the value of your estate.

Your Home Water Systems Will Work

If you live in an area with well water, you won’t lose access to your pump and its filtration system. This means you will have fresh, clean running water for cooking, bathing, and more.

Overall Comfort

While your generator is an absolute lifesaver, it will also ensure that you continue to enjoy the “creature comforts” that make a house a home. While you may not have hardwired internet, you can still charge your devices (if you have a 5G signal) to scroll, stream movies, and stay up to date on the weather. You’ll also have warm showers!

Continued Sump Pump Operation

Your sump pump won’t lose access to power, meaning your basement and/or crawlspace will remain dry, even when the power is out for days on end.

A whole-home generator is an investment in your home’s comfort, safety, and value. There are many options available on the market, and there is no better time to buy than now, before you need it.

Are you looking for more ways to protect your home and assets? Let your insurance Advocate review your coverage today.

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