Insurance rates continue their historic rise and we have been thrown into muddy waters - forced to share devastating news with existing clients and prospects each day.   As an insurance agency that prides ourselves on educating each client we serve, we have done all we can to be extremely transparent with the reasons that rates are on the rise....

I was recently asked by the editor of a local online publication a question: Why doesn’t home insurance cover storm losses? It was of course a very timely and important question. In the wake of Tropical Storm Ida, I was happy to offer my advice and wanted to be sure to share it with you! Why Doesn’t Your Home Insurance...

    Once your child has graduated High School, a significant chapter has ended, but the beginning of another is just beginning.   As you begin to help your child make the transition to college, one area you need to take some time to evaluate is their car insurance coverage.   Living On Campus WITHOUT A Car Check into the...

We are proud of our strong partnerships with the leading elite carriers. We have never made it a secret that Advocate Brokerage prefers that our clients insure with one of our elite carriers whenever possible. The 2021 Insurer Report Card which is a nationwide survey on auto insurance conducted by CRASH Network was recently released and we were thrilled to...

We are here to support our commercial insurance customers during a time of continued uncertainty.  As many cities across the country have responded to the death of George Floyd, an unarmed black man in the custody of Minneapolis police officers, with civil commotion, vandalism and riots, some businesses have incurred damage.  If your business was impacted, we want you to know...

Summer is nearly here (officially tomorrow) and that means it’s time to pack up the car and hit the road.  This year with the Coronavirus pandemic making air travel a major concern for many, road trips are sure to be more popular than ever before. Since the third Friday in June is Take A Road Trip Day and this year’s...

We are here for our clients, during this challenging time.  We are dedicated to educating each client we serve and want to provide valuable information for our clients. With social distancing rules being enforced, all Department of Motor Vehicle Offices are currently closed.  Additionally, the DMV have made some extensions regarding the expiration dates of registrations.  There are however a...

When media began their coverage of the devastating apartment building fire that occurred earlier this month in NYC, there was a pretty consistent theme.  FDNY revealed that one of the reasons this particular fire spread so quickly is that when the victims were attempting to escape the blaze, they passed out before closing the door behind them.  Their plea was...

Important information about excess liability coverage A Personal Umbrella is something that EVERYONE should consider adding to their insurance portfolio.  In today’s litigious society, an excess liability policy, as it is sometimes called, gives you an extra layer of protection should some type of unexpected accident occur and you get sued.  A Personal Umbrella is affordable and it provides coverage...

Back in January we posted a blog about how cold weather increases the likelihood of home fires.  Unfortunately, this weekend during the big drop in temperature, a home on Scarsdale’s Black Birch Lane experienced a fire during the wee hours of the morning. On Sunday, both Jeff Koslowsky & Glenn Binday were called to the scene at 4am to help...