Navigating Commercial Insurance In A Time Of Crisis – Important Information for Business Owners

By: Denise Koslowsky

We are here for you.  If your business has been impacted by the Coronavirus we want you to know that we understand the troubling times you are going through and we want to do what we can to help.

In an effort to educate each client we serve, we want to provide some clarity during a time of uncertainty for our Commercial Insurance clients with regard to Business Interruption Coverage.

Business Interruption provides coverage for the actual loss of business income sustained when the loss is caused by either direct physical loss or damage to property.  Therefore, unfortunately business interruption coverage will not apply to most of the businesses that have been affected by this pandemic.  However, coverage determinations can be made by your insurer.  Insurers will review each claim on a case by case basis.

If you have been impacted by the Coronavirus we hope that you will consider us part of your team. We want you to know that we are closely monitoring the situation on a daily basis and are happy to share the information with you.  If you have questions, we urge you to give us a call as every situation is unique.

For your convenience, we are including the direct dial extensions for the commercial lines servicing department so that you can get in touch with your client services specialist as we are all currently working remotely for the safety of our staff.

Glenn Binday, Principal, Commercial Lines – 914-713-8108

Carol Gramolini, VP/Commercial Lines Manager – 914-713-8108

Toniann Bonvino, Account Manager – 914-713-8127

Jane Cipolla, Account Manager – 914-713-8113

Margaret Dodge, Account Manager – 914-713-8109

Akisha Johnson, Account Manager – 914-713-8111

Rose Merna Lavelle, Account Manager – 914-713-8156

Carmen Grafals, Commercial Lines Associate – 914-713-8159

June Hodapp, Commercial Lines Associate – 914-713-8131

Vickie Troccoli, Claims – 914-713-8150

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