By: Advocate Brokerage
During the pandemic many companies found it necessary to make shifts in the way they did business. One common shift was transitioning employees who would normally report to the office to work as remote employees from the comfort and safety of their homes. We understand, at Advocate Brokerage, in order to ensure the safety of our employees and to continue to provide our valued customers with the kind of personalized service they were accustomed to, we allowed our team to work from home. As things are slowly returning to a new kind of normal, many businesses are making the choice to continue a work-from-home environment, and some are transitioning to a more hybrid structure where employees divide their time between work and home. As your insurance advocate, we’d like to provide some information for you to take into account and offer some advice that may help you overcome some of the challenges you can face in working with remote employees.
Let Us Help You Take Care Of Your Insurance Needs
First things first, we want to help you make sure you have the proper insurance in place to protect your company from the additional exposures you may face when you have employees working from home. While you may want to rely on your employees’ individual homeowners or renters’ insurance, those types of policies are not ideal when it comes to protecting your business. It is best to make sure that you have updated your existing business insurance portfolio to include coverages you need to protect your business from the risks associated with remote employees.
Additional Considerations For Remote Employees
Once you have the right coverage in place, you can rest a bit easier. However, there are other items you should consider when you are going to have employees working from home. Take some time to consider the following:
Final Thoughts From Your Insurance Advocate
Do what you can to ensure your employees have all they need to succeed.
Working from home can often blur the lines between work life and home life. It is important to have an open dialog with your employees so that they know you are encouraging a healthy work-life balance. Encourage them to take breaks and plan for vacation time. Discuss any benefits that are available (such as gym memberships and paid time off) and encourage them to take advantage of them. The goal is to bring out the best in your team and help them to avoid burnout!
We are committed to helping our clients protect their businesses as if they were our own. Our goal is to provide useful information to help prepare our clients so that they can take steps to ensure they are properly protected. If you have remote employees and want to have a conversation about your insurance coverage, please don’t hesitate to give us a call. We are always happy to share our experience and expertise with you.