By: Denise Koslowsky
I resolve to be more organized!
As we have mentioned in previous blogs, one of the top resolutions made each year is to be more organized.
One area where many people seem to be organizationally challenged is when it comes to having a record of items owned. In fact, according to the National Association of Insurance Commissions, 59% of all people do not have any record of their possessions. Of those who do, 27% don’t have any photos and 28% don’t keep a back up of their lists.
Team Advocate wants to help you reach your organizational goals by providing a list of tips to help you create an inventory of your belongings.
Why do I need to make a list?
The easy answer is, accidents happen, weather happens & theft happens.
Our top reasons for having a digital photo log of all you own:
Denise Koslowsky, principal of Advocate Brokerage Corp, recommends “When I review insurance with clients who are just coming to Advocate, I always recommend that they keep a permanent record of their belongings simply by videotaping the inside of their home, opening up drawers and closets, and storing the record outside of their home. The same can be achieved by taking photos. Although not needed, as the quality companies we deal with do expect our clients to have high end contents, it can certainly make the claims process easier for the client after a major loss.”
How do I go about making a digital list?
There are several different ways to go about making a list; you can make a digital inventory, you can use an on-line inventory service or you can use a phone app. We are going to focus on how to make a digital inventory of your own. Here are our top tips:
Do I have to take a photo of every single item I own?
There is no avoiding the fact that constructing a list like this will take time, but no, you don’t have to take a photograph of every item you own. There are some things you can do to make the process more streamlined. Such as:
Where should I start?
Start with your high end contents. Look to the items in your home that have the most value. We found this great infographic that answers this question beautifully!