Protecting Your Business From The Threat Of Water Damage

By: Advocate Brokerage


Last month we discussed the importance of protecting your business from a fire but statistically speaking, commercial water damage poses more of a threat. Water damage at a commercial property can come from a number of sources. Some of the most common include:

  • Any appliances that use water on the premises
  • Any existing water supply lines
  • Leaking boilers or water heater tanks
  • Corroded, or damaged pipes or hoses
  • Plumbing leaks due to improperly installed fittings or burst pipes


Even the smallest leak can cause an extensive amount of damage. Whether you own the property where you do business or lease the space, it’s important that you take steps to protect yourself by being prepared and having a plan in place.


What you can do:

  • Assess your risks by working with a qualified insurance risk engineer can help you identify any potential issues
  • Develop a plan by working with a risk engineer to help you put into effect a water damage response plan that includes instructions on how to mitigate the damage as well as steps you can take to quickly restore business operations. Then take the initiative to train the employees in your security, facilities and property management departments so they are on the same page.
  • Install a water leak detection system that automatically shuts off the water supply as soon as any water is detected.
  • Put together a water damage response kit. The kit should include – a wet vacuum, a discharge hose, heavy-duty brooms or mops and filled sandbags.


We are committed to helping our clients protect their businesses as if they were our own. Our goal is to provide useful information to help prepare our clients so that they can take steps to ensure they are properly protected. If the information in the blog has brought to light any questions regarding your insurance coverage, please don’t hesitate to give us a call. We are always happy to answer any questions you have.


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