Wildfires Are A Threat to Many Homes. Here’s How to Protect Yours

2024-07-30
By: Advocate Brokerage

Wildfires have been responsible for the destruction of more than 100,000 homes and structures in the last two decades. If you live in an area prone to droughts, it’s important to fortify your property by creating a buffer zone and taking fire-resistant measures.

Common Sense is Key

Before we delve into specific ways to protect your home, it’s crucial to remember that common sense is key to preventing many fires. Never start a fire without a permit… even some home fire pits require permits. Stay up to date on burn bans in your community. If you do light a fire pit or use an outdoor barbecue, stay by its side and keep a water hose or an ample supply of water nearby so you can completely extinguish the flames.

A Perimeter Defense

In addition to investing in insurance for your luxury home, you must also take measures to create a buffer around your property. Here are a few simple things you can do:

• Clear brush and debris. Aim for a 30-foot perimeter around your home with as few flammable/combustible materials as possible. Remove leaves, pine needles, dead plants, tree branches, and dense vegetation.

• Maintain your property. A well-maintained lawn is less likely to ignite than an unkempt yard. Keep your grass no more than four inches tall and, if not restricted, water your lawn regularly.

• Create natural breaks. A “fuel break” is a non-flammable area that works to slow or stop the spread of fire. Concrete/asphalt patios, walkways, and driveways are all considered fuel breaks.

Invest in Fire-Resistant Roofing Materials

Fire-resistant roofing materials, such as composite or metal shingles, can help protect your home, especially if well-maintained. Clean your gutters often.

Do not install Wood Roofing material. While beautiful, is quickly becoming taboo when it comes to insurability.

Fire-Resistant Measures

Fire resistance is not a one-time job. It requires thought and care from the moment you build or buy your home. Our insurance advocates recommend the following fire prevention steps:

• Install fire-resistant vents. Fire-resistant vents, which are covered with a fine metal mesh, can reduce the possibility of stray embers flying into your home from above.

• Choose fire-resistant building materials. Whether you are building or renovating, consider adding brick, stone, stucco, or fiber cement siding. These materials act as armor for your home and are much less vulnerable than wood or vinyl siding. It’s also wise to enclose your crawlspace and seal foundation gaps with fire-resistant materials.

Ultimately, your home is your castle and should be fortified as such. While you may not be able to prevent wildfires in your area, the tips above can help you ensure your home has its best chance of surviving a disaster.