With parts of Florida, Georgia & South Carolina under evacuation orders, we thought we would offer you check list of things to pack as you head out on the road. Water Non-perishable foods (canned goods, trail mix, peanut butter, crackers) Can opener Disposable silverware, paper towels First Aid Kit (bandages, pain relievers, tweezers, antibiotic ointment) Moist towelettes Portable battery-operated radio...

With Hurricane Matthew heading toward the East Coast, Advocate Brokerage wants to offer the following tips to help you prepare as much as possible and recover as quickly as possible. First and foremost, safety first!  If you have been asked to evacuate, please do!  Do not attempt to ride out this storm; it is looking like it will be a...

When the threat of a Hurricane is imminent, there tends to be an intense focus on protecting personal property, rightfully so. However, business owners understand the need to protect their livelihood.  Losses that businesses incur during a hurricane can be crippling to a business. With Hurricane Matthew heading toward the East Coast, we offer the following tips to help you...

Advocate Insurance Umbrella Insurance

Since 2012, when states throughout the US began to legalize the use of Marijuana, the insurance industry has been monitoring the potential added risks the new laws could bring. For Businesses                                                                      The use of marijuana while on the job can have a negative effect on your insurance premiums and policies.  If your employees come to work while under the influence...

Since 2012, when states throughout the US began to legalize the use of Marijuana, the insurance industry has been monitoring the potential added risks the new laws could bring. For those on the road One big issue is that there is no breathalyzer test to show a driver is under the influence of marijuana.  In fact, there is no specific...

Recent summer storms have showered a deluge of rain across our area.  We’ve seen flooding in New Jersey and I would guess that few of us were surprised.  The prevailing feeling still exists, flooding happens in coastal areas…not here. The truth is this:  floods can happen anywhere. Now add to that truth with the fact that our weather has been...

Wine. It’s true, it improves with age so for those of us who love to drink a glass or two, it can be a fun think to collect.  Whether you amass a collection for your own enjoyment or as an investment, there are things you should consider to keep your wine at its best in for both taste and value....

Summer is peak vacation time. The beach beckons, your home in the hills awaits, exotic locations are calling you…and you’re off.  Before you head out, we’ve got a few things for you to think about so that your time away is as stress free as you imagine. Expect the unexpected…will you be covered? No one wants to think about insurance...

It’s summer! Peak vacation time is here and with the growing trend of homeowners renting out their homes, we thought we would add our thoughts on the subject (with a little help from our friends at Chubb). To rent out your vacation home or not to rent out your vacation home...  That is certainly the question. With the increasing popularity...