Driving Drunk, it’s not worth the risk!

We’ve focused quite a bit in recent months talking about teen driving.  While young drivers provide quite a few talking points, with the end of summer and Labor Day celebrations around the corner we thought we would talk directly to our adult readers/drivers about driving under the influence of alcohol.   According to MADD: Every 53 minutes, a person is...

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2016-08-29
By: Denise Koslowsky

It’s Back to School Time – Safe Driving Tips for Teens Heading Back to Class!

  Sadly, summer is over and it is time for Back to School & Back to Routine.  This means more cars and teens on the road each and every day.  Advocate loves teens and wants to do all we can to keep them safe, so we have put together some tips for teens while behind the wheel.   Advocate wants...

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2016-08-29
By: Denise Koslowsky

The Legalization of Marijuana. Part 2 – For Businesses

Since 2012, when states throughout the US began to legalize the use of Marijuana, the insurance industry has been monitoring the potential added risks the new laws could bring. For Businesses                                                                      The use of marijuana while on the job can have a negative effect on your insurance premiums and policies.  If your employees come to work while under the influence...

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2016-08-25
By: Denise Koslowsky

The Legalization of Marijuana. Part 1 – for those on the road

Since 2012, when states throughout the US began to legalize the use of Marijuana, the insurance industry has been monitoring the potential added risks the new laws could bring. For those on the road One big issue is that there is no breathalyzer test to show a driver is under the influence of marijuana.  In fact, there is no specific...

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2016-08-24
By: Denise Koslowsky

You, the Environment & Flood Insurance

Recent summer storms have showered a deluge of rain across our area.  We’ve seen flooding in New Jersey and I would guess that few of us were surprised.  The prevailing feeling still exists, flooding happens in coastal areas…not here. The truth is this:  floods can happen anywhere. Now add to that truth with the fact that our weather has been...

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2016-08-08
By: Denise Koslowsky

Keep Calm & Drink More Wine – Tips for Wine Collectors

Wine. It’s true, it improves with age so for those of us who love to drink a glass or two, it can be a fun think to collect.  Whether you amass a collection for your own enjoyment or as an investment, there are things you should consider to keep your wine at its best in for both taste and value....

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2016-07-28
By: Denise Koslowsky

Vacation time! How to make your time away from home stress free.

Summer is peak vacation time. The beach beckons, your home in the hills awaits, exotic locations are calling you…and you’re off.  Before you head out, we’ve got a few things for you to think about so that your time away is as stress free as you imagine. Expect the unexpected…will you be covered? No one wants to think about insurance...

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2016-07-08
By: Denise Koslowsky

Enjoy your 4th! Tips to help you keep your celebrations safe!

Happy Birthday America! As Americans gather together to celebrate our country’s birthday, Advocate Brokerage is here to offer you some tips to help you enjoy your 4th of July celebration and keep you claim free! The top claims we see during this time of year include: Firework Related Injuries In the month surrounding July 4th, 200 people are taken to...

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2016-06-30
By: Denise Koslowsky

It’s time for summer vacation! Is renting out your vacation home a wise choice?

It’s summer! Peak vacation time is here and with the growing trend of homeowners renting out their homes, we thought we would add our thoughts on the subject (with a little help from our friends at Chubb). To rent out your vacation home or not to rent out your vacation home...  That is certainly the question. With the increasing popularity...

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2016-06-22
By: Denise Koslowsky

Advocate Brokerage appointed Independent Agent for NatGen Premier

SCARSDALE, NY – Advocate Brokerage has been newly appointed as an Independent Agent with NatGen Premier, a newly formed division of National General Insurance. National General Insurance has recently begun to offer NatGen Premier.  Offering cutting-edge technology and a dedicated team of specialists providing white glove service, NatGen Premier offers premium insurance solutions to the affluent market.  When asked about the...

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2016-06-20
By: Denise Koslowsky

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