Relax & Give, we’ve got your back. Liability Insurance for Directors & Officers of Not-For-Profits

Giving back to those in our communities who are less fortunate is a core belief for us here at Advocate Brokerage.  Our principals, managers and many of our staff devote time in service to local not-for-profit organizations. We serve because we want to help those who have not been given the same opportunities and to provide hope for those who...

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2018-05-30
By: Denise Koslowsky

Don’t settle for Good Enough – Understanding Auto Insurance

Auto insurance is something that almost everyone needs which makes the insurance marketplace incredibly competitive. With an extensive list of insurance carriers looking to capture your attention, offering safe driving bonuses and savings of 15%, it is understandable that people shop for auto insurance by comparing price.  Understanding the many details within a policy then becomes a lower priority.  Consequently,...

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2018-05-22
By: Denise Koslowsky

Denise Koslowsky Shares Lessons She’s Learned (and is still learning) From Her Mom Roz Binday

Lessons I’ve Learned (am still learning) From Mom Denise Kosloswsky – Principal Personal Lines I’ve been watching and learning from my mom my entire life.  Not everyone gets training for their future career during their formative years but I’m lucky enough to have learned from the best.  I truly believe my mom is the world’s best saleswoman and the wisdom...

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2018-05-11
By: Denise Koslowsky

New Car Replacement

                            By now we’re pretty sure you’ve seen or heard the ads offering you a brand new car if yours is totaled in an accident.  Who doesn’t love the idea of getting behind the wheel of a new, better car after you’ve suffered the loss of your...

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2018-04-25
By: Denise Koslowsky

April is… Distracted Driving Awareness Month

April is Distracted Driving Month and all of us here at Advocate Brokerage are fully on board with the National Safety Council’s JUST DRIVE campaign. Traffic accidents are quickly on the rise and distracted driving is a key reason.  According to the National Safety Council in 2017 alone over 40,000 people were killed last year from accidents and distracted driving was a...

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2018-04-19
By: Denise Koslowsky

When a Tree Falls – Important information on fallen trees and how they may affect your insurance.

  When a Tree Falls, am I covered? With each major storm, this question comes.  It is one of the most frequent questions we receive at Advocate Brokerage, so we thought we would take some time to share all the important information you need to know about fallen trees and how they affect your insurance. Am I Covered? Let’s start...

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2018-04-09
By: Denise Koslowsky

Make the Claims Process Easier – Create A Home Video Inventory

What if we asked you to open a blank word document and make a list of all the items in your home, along with their current value?  If the thought of such an undertaking makes you cringe, don’t worry, we have a better idea. We are going to help you create a home inventory but the tool you are going...

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2018-03-27
By: Denise Koslowsky

Flood Insurance – No longer an exclusive product for coastal property owners

  In a recent article on Property Casualty 360 that we shared on our facebook page a study by the University of Bristol revealed that the risk for flooding is higher than the current FEMA modeling shows. The study estimates that 41 million Americans are at risk from flooding rivers. That is almost 3 times the current estimate and does...

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2018-03-27
By: Denise Koslowsky

Travel Prepared – Thoughts on Travel Insurance and Tips to help you Travel Safe.

  Do you obsess about creating the perfect vacation? We understand.  We obsess about perfecting your insurance coverage. So if you are busy putting finishing touches on spring break getaways or working on summer travel plans, we want to help by giving you extra peace of mind with travel insurance. With several different types of coverage available, choosing the one...

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2018-03-14
By: Denise Koslowsky

Driving Drowsy is as Serious as Driving Intoxicated

                          According to the National Highway Traffic Safety Administration each year there are an estimated 100,000 automobile crashes that are the result of a driver getting behind the wheel when they are feeling drowsy.  Out of those 100,000 crashes, approximately 1550 tragically people lost their lives. It only...

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2018-02-27
By: Denise Koslowsky

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