Standard homeowner's insurance is typically tailored to average-priced homes, leaving high-end homeowners at risk of being underinsured. Luxury and custom-built homes in the New York metropolitan area often require specialized coverage to adequately protect their substantial investments. Advocate Brokerage understands the unique needs of high-value homeowners in places such as the Hamptons, New York City, Westchester County, Fairfield County, Miami,...

Whether you’re looking to cover a single vehicle or an entire fleet, Advocate Brokerage has you covered from roof to road. As a business owner, you need more than just comprehensive and liability. But what types of coverage do you need for your business vehicles? Keep reading to find out more. Bodily Injury And Property Damage Liability As the foundation...

If you are just getting ready to purchase a second home, installing a water shutoff device is one of the first things to consider. Why? Keep reading as today’s blog explains what these are, how they affect your insurance, and the problems today’s technology can circumvent. What Is A Water Shutoff Device? A water shutoff device is simply a device,...

  Spring is here, which means cleaning closets and chasing dust bunnies at home. But your business is another place that deserves the white glove treatment as the days get longer and the temperatures get warmer. Here are a few simple ways to touch base with your business to help you start this quarter off right. Audit systems and procedures....

  Whether you are insuring a family vehicle or a fleet of luxury automobiles, your insurance is there to help cover the unexpected. And there are things that you can do to make the most of your policy and save your hard-earned money along the way. Today, Advocate Insurance Brokerage shares the top six steps you can take to extract...

  The start of a new season is the perfect time to get your home in shape for summer. But this means more than wiping down the walls and opening the pool. Keep reading for a few smart ways to prevent homeowner insurance claims as you prepare for the sunny season. Inspect the laundry room. Roughly 3 in 10 homeowners...

Insurance is something we all need in our personal lives for everything from our homes and cars to jewelry and art collections or grown-up “toys.” These types of policies keep our assets from becoming liabilities. Today, we’ll discuss some of the most important personal insurance products that you should have. Homeowners Homeowners insurance financially protects us from claims that arise...

There are few things more satisfying than passing on your family legacy to your children or grandchildren. However, it is not as straightforward a process as it may seem. There are benefits, of course, but there are challenges in the succession process as well. Benefits Of Passing The Torch As a business owner, the company that you’ve built, likely from...

Water leaks happen, and they can cause massive amounts of damage to your home. And while you can’t always predict when a pipe will burst or a water line separate from an appliance, there are steps you can take to keep your home safe. Automatic water shut-off valves An automatic water shut-off valve is a leak detection system that can...

As a business owner, you accept that you take risks every day. But taking risks does not have to leave you completely vulnerable. Advocate Brokerage can help you determine the right types of coverage to offset the biggest hazards in your industry. But first, it’s important to understand the types of risks businesses face. Risk Categories There are four categories...