Some people just really love cars. Owners of collector cars may spend hours searching for a new vehicle to add to their collection or sacrifice time to find all the elements they need to restore that perfect automobile. The classic car enthusiast is as passionate about the cars they love as we are about perfecting their insurance coverage. What Makes...

Each year USA Today publishes a list of the most expensive cars to insure and each year we like to share it with our clients.  This year we thought we would add a bit of insight as to how the cost of an insurance policy is determined. Determining the cost of insurance has many factors.  There are several items that...

It’s hard to believe that we are talking about fall, yet the time is near.  The official first day of autumn is next weekend! To keep your home, safe, warm and dry as we leave summer in the rearview mirror and head toward cooler weather, there are a few things you should consider. As soon as frost is in the air,...

                Safety first!  If you have been asked to evacuate, please do!  Do not attempt to ride out the storm.  Property can be replaced but you cannot be. Next, there are things you can do now to protect your property. What to do now: Install Storm Shuttersright away and be sure to deadbolt and lock your front...

People up and down the East coast are taking notice and making plans to prepare themselves and their property for Hurricane Florence. Business owners also need to take steps to protect their livelihood.  Losses that businesses incur during a hurricane can be crippling. The following tips are offered to help your business be prepared as you can and recover as...

We’ve all seen images of vehicles submerged, reminders of the storm surges and flash flooding a hurricane can leave behind.  For those who find themselves in the path of Hurricane Florence, we’d like to offer some preventative tips should you have to evacuate and leave your car behind. What to do now, before the storm hits: Fill your gas tank...

Summer is fading fast so it’s time to seek all the fun you can before it’s gone for good.  For many people that means a quick getaway to celebrate Labor Day. Well if your last minute travel plans include your furry friends, listen up… American’s LOVE their pets (So does Advocate Brokerage!).  60% of US households have furry friends residing...

The summer of 2018 is proving to be a very, wet summer. The national rainfall average is higher than normal and when adding in factors such as climate change and an increase in urban development, the risk for flooding increases. It also means that there are potentially millions of Americans who are at risk for flooding and currently have no...

This summer I have come across two stories that have broken my heart as a mother.  On June 10th 2018, both Morgan Miller & Nicole Hughes suffered an unimaginable loss.  The stories are very similar and unfortunately all too common. On that day both of their children drowned. Morgan Miller, the wife of Olympic Skier Bode Miller describes enjoying a...

A water leak in your home has the potential cause thousands of dollars of damage. Water flows where it wants to flow and causes damage to nearly everything in its path.  Our friends at Pure Insurance have shared with us that nearly 70% of their claims come from water damage. Drip pans can be your first line of defense Drip Pans should be installed...