Just a few short years ago, forgetting to pay your insurance may have been a headache, but it would’ve been relatively easy to get your policy reinstated. Not anymore. More often than not, a lapsed policy creates challenges for individuals, even in the luxury home and vehicle insurance marketplace. But why? What Happens When Your Insurance Lapses? When your vehicle...
Read More2023-11-13
By: Advocate Brokerage
Moving into your first apartment brings newfound independence and responsibility. Renters’ insurance is often overlooked and sharing it with roommates seems cost-effective, but insurance companies rarely write joint policies. Individual policies are crucial, and each tenant having their own is essential. Personalized Coverage Shared policies commonly result in disputes during claims due to joint coverage, leading to compensation under a...
Read More2023-11-07
By: Advocate Brokerage
Dear Advocate Client: It is with great excitement that we announce that on October 1, 2023, Advocate Brokerage has partnered with Cross Insurance! Like us, they are a family-owned and operated independent agency that puts people first. We have put great thought and care into our long-term strategy. If you know us, you know that community and connection...
Read More2023-10-20
By: Advocate Brokerage
As the ghosts and goblins prepare to make their monthly homage throughout the neighborhood, it’s time for you to safeguard your home against liabilities. A Pre-Halloween Safety Sweep One of your first tasks (after setting your candy and pumpkins out, of course!) is to ensure that your exterior lighting is functional. Confirm that motion detectors have a full battery...
Read More2023-10-18
By: Advocate Brokerage
Fire Safety Month is here, and there’s no better place to prioritize safety than at home. Today’s tips can help you protect your property and, more importantly, those you love. Invest In A Central Station Fire Alarm One of the best and most important things you can do to keep your home and family safe is to maintain...
Read More2023-10-09
By: Advocate Brokerage
Fire Safety Prevention Month is upon us, and if you're a business owner, it's time to review your fire safety policies. Today's tips can help you and your employees stay safe by putting prevention and safety practices first. Have You Checked Your Insurance Lately? Your business insurance can help you weather financial losses in case of a fire or...
Read More2023-10-06
By: Advocate Brokerage
The insurance market is changing how and who it insures, and this transition is moving faster than anyone in the homeowner or luxury car insurance industry could have predicted. A sudden reluctance to underwrite new policies (and even renew policies for existing clients) is a nationwide phenomenon. Carriers are making the move to offer policies only to customers with a...
Read More2023-09-25
By: Advocate Brokerage
Business insurance is vastly different from personal home or auto insurance. It takes an expert in the industry to help you choose the right products to protect your professional assets. We understand that your business is your family's livelihood, and we take a personal approach to business insurance. Insurance By Industry No two businesses are alike, and we...
Read More2023-09-23
By: Advocate Brokerage
Fall is near and winter looming not far behind. This means it’s time to get our homes ready for the season. Beyond setting out the mums and carving the pumpkins, there are many things you can do to get your home in top shape before the leaves begin to fall. Here are a few tips to get you...
Read More2023-09-22
By: Advocate Brokerage
Safeguarding your home against threats like invasive species requires a proactive and multi-faceted approach. These unwelcome plants and insects can impact your home and compromise the surrounding ecosystem. Advocate Brokerage strives to educate each client we serve and provide information and tips on how to care for your home so you can be confident, carefree, and covered. Protecting Your...
Read More2023-08-30
By: Advocate Brokerage