The hospitality industry is constantly evolving, and how it manages risk also needs to evolve. Insurers more and more want to know that their hospitality clients are doing everything they can to keep a safe space for their clients and customers. The Information Age has made this possible in many ways. Tech-powered Insurance Processes Gone are the days of paper-based...
Read More2024-07-30
By: Advocate Brokerage
Wildfires have been responsible for the destruction of more than 100,000 homes and structures in the last two decades. If you live in an area prone to droughts, it's important to fortify your property by creating a buffer zone and taking fire-resistant measures. Common Sense is Key Before we delve into specific ways to protect your home, it's crucial to...
Read More2024-07-30
By: Advocate Brokerage
The Rise of Outdoor Recreation In the age of “social distancing,” people began to prioritize outdoor time. Couple this with the extra cash provided by stimulus checks, and people now had the time and money to invest in themselves. And they did so by buying personal watercraft. Between 2020 and 2021, US boat sales topped more than 620,000 units. Lockdown...
Read More2024-06-13
By: Advocate Brokerage
The hospitality industry thrives on creating a welcoming and memorable experience for guests. However, behind the scenes, hospitality businesses navigate a complex landscape of risks, unlike any other industry. Hospitality faces a constant flow of people and ever-changing regulations. This unique combination creates a heightened risk profile that demands proactive risk management. Fire Risks Hospitality businesses are at a greater...
Read More2024-06-13
By: Advocate Brokerage
If you’re looking for one of the simplest ways to keep your home and family safe in an emergency, a whole-home generator may be the answer. But what are the main reasons to have a generator permanently installed? Keep reading as your insurance Advocate explains. Weather Preparedness Storms are part of our everyday lives, and climate change has created powerful...
Read More2024-06-13
By: Advocate Brokerage
As cold weather begins to fade away and summer shines through, it’s easy to get excited about longer days. But along with the sunshine comes the threat of severe weather, including hurricanes. Today, your insurance Advocate discusses ways you can keep yourself, your vehicles, your families, and your businesses safe. Know Your Zone. In addition to the obvious coastal zones,...
Read More2024-05-31
By: Advocate Brokerage
Many teenagers experience the first beautiful breaths of freedom in college. Those who choose to live away from home are no longer under the constant rules and scrutiny of their parents. Often, this means experimenting with alcohol and other substances, such as cannabis… And many teens don’t see the problem with that “a few drinks” or a “legal” vape can...
Read More2024-05-31
By: Advocate Brokerage
When you own a business, you take steps to keep it safe every day. But, if you let any of the following insurance products slip through the cracks, then your business may be at risk. Cyber Liability Insurance We live in a digital world, and even small data breaches can cause big problems. Cyber liability insurance helps protect your business...
Read More2024-05-30
By: Advocate Brokerage
Standard homeowner's insurance is typically tailored to average-priced homes, leaving high-end homeowners at risk of being underinsured. Luxury and custom-built homes in the New York metropolitan area often require specialized coverage to adequately protect their substantial investments. Advocate Brokerage understands the unique needs of high-value homeowners in places such as the Hamptons, New York City, Westchester County, Fairfield County, Miami,...
Read More2024-04-30
By: Advocate Brokerage
Whether you’re looking to cover a single vehicle or an entire fleet, Advocate Brokerage has you covered from roof to road. As a business owner, you need more than just comprehensive and liability. But what types of coverage do you need for your business vehicles? Keep reading to find out more. Bodily Injury And Property Damage Liability As the foundation...
Read More2024-04-26
By: Advocate Brokerage