Corporate Cyber Attacks Are More Common Than You Think – 9 Tips for Businesses

cyber attack tips

  Plan Ahead - The most important step an organization can take to protect themselves from a cyber breach is to have a solid response plan in place. Your incident-response plan needs to cover all the necessary steps a security team would take when an attack occurs. Planning helps you to make smart decisions during a stressful event such as...

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2022-02-24
By: Advocate Brokerage

All For Love – A Guide To Insuring Your Jewelry

  Most conventional homeowner’s policies offer limited coverage for jewelry, and that limited coverage is subject to the policy deductible. For this reason, we recommend that valuable jewelry is covered under a Valuable Items Policy (also sometimes referred to as a Collections Policy or an Inland Marine Policy). There are two main types of jewelry coverage: Actual Cash Value allows...

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2022-02-22
By: Advocate Brokerage

6 More Weeks Of Winter, It’s time to have a conversation about Ice Dams.

house with ice dams

We’ve been experiencing a pretty cold and snowy winter and now that our friendly neighborhood groundhog has predicted 6 more weeks of Winter, it is time to have a conversation about Ice Dams. When temperatures begin creeping above the freezing mark like they are this week and then dipping back down again, the environment is right for Ice Dams to...

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2022-02-03
By: Advocate Brokerage

Do You Split Your Time Between Two Properties? Thoughts from your Insurance Advocate

multiple homes

Many of our clients own multiple properties and divide their time between two homes. It’s important to make sure that you have taken all the necessary precautions to ensure that your property is protected while you are away. Below are some thoughts we’d like you to consider so that you can prevent potential damage. Tend to your Heating and HVAC...

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2022-01-30
By: Advocate Brokerage

Remember to Close and Contain. Why closing the doors behind you in the event of a fire can save lives.

close and contain fires

On January 9th a fire broke out in a Bronx apartment building that tragically took the lives of 19 people. When speaking about the cause of the fire, fire department officials said that open doors cause smoke to flood the stairwells which may have prevented residents from escaping. This echoed another tragic Bronx fire that occurred in 2017 leaving 13...

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2022-01-20
By: Advocate Brokerage

Cheers to the New Year! Have a safe celebration.

adult drunk driving

Celebrating the start of 2022 at a party on New Year’s Eve is a great way to end the year. It’s awesome to raise a glass with family and friends, just make sure that when the party is over, you don’t get behind the wheel. New Years Eve is one of the nights of the year with the highest incidence...

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2021-12-21
By: Advocate Brokerage

Planning Home Renovations in 2022? Make sure you call your insurance agent!

home renovations 2022

The end of the year is a common time for families to begin to make plans for the year ahead. If your daydreams of a home renovation begin to take form as a plan for the near future, we encourage you to include us!   Why You Should Keep Us In The Loop Renovations and other types of construction projects...

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2021-12-15
By: Advocate Brokerage

Winter Is Here! – Make Sure Your Home Is Prepared!

BRRRR! Winter is coming up quick and with the last couple of years we’ve experienced, it makes sense to do all you can to prepare you home against the elements! Below is a checklist of a few items you can do before winter hits to protect yourself from potential damage: To Keep Visitors Safe Make Sure You… Check walkways and...

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2021-11-29
By: Advocate Brokerage

Insurance Rates Are On The Rise, Put Our Expertise To Work For You

Insurance rates have been on the rise for quite some time. Between the rise in natural disasters, the economy, and the impact of the COVID pandemic, there has been quite a shift in the insurance industry. We believe in educating our clients and always try to do our best to share our expertise with you. It’s important to us that...

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2021-11-22
By: Advocate Brokerage

Replacement Value vs Market Value, understanding the difference

Replacement Value vs Market Value

When it comes to purchasing homeowners’ insurance, we find that people often have questions when it comes to placing a valuation on their home. Most of the confusion seems to stem from an unclear understanding of the difference between the Market Value of your home and the Replacement Cost of your home. It is important to keep in mind that...

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2021-11-15
By: Advocate Brokerage

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