Cyber-attacks are nothing new, but they have become increasingly sophisticated as the years go by. With the advent of artificial intelligence, online criminals now have more tools than ever at their disposal. Today, we offer a brief rundown of the types of threats that cyber liability insurance can help to safeguard you against. Phishing Phishing is a social engineering attack...

You may have noticed that insurance rates have gone up over the last few years. While there are many reasons that insurance rates are rising, natural disasters are one. Natural disasters, such as floods, wildfires, and hurricanes, are becoming increasingly frequent and severe thanks to climate change. These natural (or rather unnatural) events cause catastrophic damage wherever they go. Specific...

Your home is likely your largest investment, and it pays to put in a little work now to maintain that investment in the future. As an added benefit, many of the things you do to your home to make it safer and more comfortable can also help reduce future homeowner insurance claims. Preventative Maintenance They say that an ounce of...

Whether you have a fleet of luxury vehicles or an expansive assortment of art, you can never put too many protective measures into place. Today, we’ll touch on a few ways to keep your investments intact beyond insurance coverage. Start With An Assessment First and foremost, you’ll need to take an inventory of the items that you have. Ideally, you...

If you’re one of the many Americans to own a luxury vacation home, you already know that having two properties is twice the work. But, because you’re not always on-site, it pays to make sure that your secondary property is in good shape for the day you have to walk away for the season. Today’s tips are brought to you...

September 30th, 2024 We congratulate Glenn Binday from our Advocate Brokerage Scarsdale, NY branch on being named the President of the Westchester County Big I. The Westchester County Big I is an organization whose goal "is to promote and represent the common business interests of independent insurance agents within the property and casualty insurance industry and before the legislatures, and...

Fall sale season is upon us, and that means more people coming in and out of businesses across the country. But, as a business owner how do you encourage activity while minimizing liability? Enhanced Security Measures Start with making sure that your business is properly secured. This will begin with a foot traffic analysis that helps to protect the number...

If you own a retail business that utilizes temporary or seasonal help, today’s article is for you. Here, we take a quick look at how seasonal workers can affect your business insurance needs. Workers’ Compensation Even if you don’t consider them full-time employees, seasonal workers must be covered by workers’ compensation. Failure to do so can result in stiff penalties...

Summer is almost over, the kids are back at school, and cooler weather is on its way. This upcoming change of season is the perfect time to review your insurance coverage and handle a few seasonal maintenance tasks that will keep your home safe and secure all year long. Home One of the most important things you can do as...

Luxury Home and Auto Insurance: Facts vs. Falsehoods Luxury home and auto insurance is a constantly evolving and complex set of coverages. No wonder many Americans have misconceptions about their policies. Today, Advocate Brokerage clarifies some facts and falsehoods about personal insurance products. Fact: Standard homeowners' insurance doesn't cover flood damage. A standard policy won’t cover flooding, but most homes...