If you own a retail business that utilizes temporary or seasonal help, today’s article is for you. Here, we take a quick look at how seasonal workers can affect your business insurance needs. Workers’ Compensation Even if you don’t consider them full-time employees, seasonal workers must be covered by workers’ compensation. Failure to do so can result in stiff penalties...

Whether you’re looking to cover a single vehicle or an entire fleet, Advocate Brokerage has you covered from roof to road. As a business owner, you need more than just comprehensive and liability. But what types of coverage do you need for your business vehicles? Keep reading to find out more. Bodily Injury And Property Damage Liability As the foundation...

  Spring is here, which means cleaning closets and chasing dust bunnies at home. But your business is another place that deserves the white glove treatment as the days get longer and the temperatures get warmer. Here are a few simple ways to touch base with your business to help you start this quarter off right. Audit systems and procedures....

As a business owner, you accept that you take risks every day. But taking risks does not have to leave you completely vulnerable. Advocate Brokerage can help you determine the right types of coverage to offset the biggest hazards in your industry. But first, it’s important to understand the types of risks businesses face. Risk Categories There are four categories...

  As a business owner, one of the best ways to show that you’re thankful to the community for their support is to give back. Sharing in your prosperity not only feels good, but it also offers many perks that can do good for your business.   Benefits Of Giving Back Improved reputation and brand awareness. When you donate to...

  Fire Safety Prevention Month is upon us, and if you're a business owner, it's time to review your fire safety policies. Today's tips can help you and your employees stay safe by putting prevention and safety practices first. Have You Checked Your Insurance Lately? Your business insurance can help you weather financial losses in case of a fire or...

Business insurance is vastly different from personal home or auto insurance. It takes an expert in the industry to help you choose the right products to protect your professional assets. We understand that your business is your family's livelihood, and we take a personal approach to business insurance.   Insurance By Industry   No two businesses are alike, and we...

In the dynamic landscape of modern business, success often comes hand-in-hand with risk. No matter the size or industry of your business, there's always a potential for accidents, mistakes, and unforeseen events that could lead to legal actions. This is where business liability insurance steps in as a crucial protective measure. Along with the passion and drive it takes to...

When a business experiences a loss, no matter the reason, it can have a devastating effect. You work hard to ensure that your business succeeds so you will want to do all you can to protect it from any potential risks.  We are specialists in the world of Commercial Insurance and are here to offer support and information when it...

June marks the start of Hurricane Season so it is important to take steps today to protect your business from any potential damage. When you are in the middle of a crisis, it is challenging to think clearly so even if your business is not physically located in an area that is normally associated with hurricanes, keep reading. After all,...